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Frequent Contributor
brother7
Posts: 327
Registered: ‎02-06-2009

Glyph: iPhone app to find the best CC rewards

Has anyone tried this?

http://techcrunch.com/2012/11/13/glyphs-new-iphone-app-tells-you-what-credit-cards-to-use-to-earn-be...


11/02/2012 Peak - EQ 790 (ScoreWatch FICO)
05/15/2013 Current - EQ 761 (ScoreWatch FICO)
GOAL - 800! - App free since 3/8/2013
Contributor
jagshere
Posts: 98
Registered: ‎07-07-2011

Re: Glyph: iPhone app to find the best CC rewards

I just downloaded it. Will report back in a few days when I get my new cards entered. :-)


10/12 TU-668 FICO 11/19 676-FICO 12/26 746-FICO 1/5 WM FIC0-763 2/4 WM FICO 758 3/6 721
DCU FICO 750 1/25 DCU FICO 700 2/22 707 DCU FICO 3/28 710
10/12 EX-721(FAKO) 10/22 AMEX (FICO) 646 10/19 725(FAKO)12/8 731(FAKO) 1/15 738 (FAKO)
Discover 1.2k|Chase Freedom 5k| DCU 7.5K| Walmart Discover 10K
First Niagara 2K| PenFed 9k| BCE 1k


Established Contributor
kevinjjc
Posts: 874
Registered: ‎01-14-2009

Re: Glyph: iPhone app to find the best CC rewards

No, I don't have an iPhone. :smileylol:

Regular Contributor
aplast
Posts: 150
Registered: ‎06-20-2012

Re: Glyph: iPhone app to find the best CC rewards

I am downloading this app as I type this. Ill put my .02 in after some light use.

American Express Green - NPSL, Sams Club Discover - 4000, Paypal Smart Connect - 4000, Capital One - 3500, Barclaycard Visa - 2500, Walmart - 1500, Discover IT - 1000, Ashley Furniture Home Store - 1000, Care Credit - 1000.
Frequent Contributor
CreditChampion
Posts: 255
Registered: ‎03-15-2012

Re: Glyph: iPhone app to find the best CC rewards

Cool app...no credit unions though

Fico Scores: 763 EQ(12/11/12) 768 TU(12/11/12) ? EX(TBD)
AMEX Zync NPSL(AU) Citi Forward $3k Discover More Student $1600 Wells Fargo Cash Back $1300 BankAmericard Cash Rewards $700 Chase Freedom $500 Capital One Journey Student Card $1250
Capital One Secured Card (AU) $251 Capital One Platinum (AU) $500
Frequent Contributor
xiownthisplacex
Posts: 254
Registered: ‎08-29-2011

Re: Glyph: iPhone app to find the best CC rewards

Wallaby has an app similiar for a few months now.


Starting Score Myfico EQ: 676 08/11/2011
Current Score: Citi EQ Pull: 745 Walmart TU08: 750 AMEX EX Pull: 745 1/21/2013 Goal Score: 780+
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NPSL$1,000$9,500$9,500$5,000$5,000$5,500$6,500$5,300$9,000$5,500$4,200$1,200$1,900$1,600
Valued Contributor
Duncanrr
Posts: 2,500
Registered: ‎06-08-2012

Re: Glyph: iPhone app to find the best CC rewards

I downloaded it. Not sure how accurate the recommendations are.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750

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New Member
vichichm
Posts: 10
Registered: ‎01-08-2013

Re: Glyph: iPhone app to find the best CC rewards

[ Edited ]

Hi All:

 

Thanks for your feedback on Glyph.  

 

Our goal is simple: help you maximize the benefits you receive from your credit cards.  There's a lot to that, and we're just getting started.  We welcome any feedback, positive or negative, that you have.  Please fire away.

 

Edited to remove contact information.

 

Shogun, myFICO moderator

Established Contributor
djrez4
Posts: 504
Registered: ‎08-28-2012

Re: Glyph: iPhone app to find the best CC rewards

Thanks for joining the forum to answer questions, vichichm.

 

Is Glyph GPS-based like Wallaby?  Does it try to guess what merchant you're in based on location?

 

Does it account for quarterly bonus categories?  

 

If I'm working on an introductory bonus for a card like a Chase Ink, will it allow me to input that information so the Ink trumps other cards?

New Member
vichichm
Posts: 10
Registered: ‎01-08-2013

Re: Glyph: iPhone app to find the best CC rewards

[ Edited ]

Hi djrez -

 

Thanks for your questions.  Let me take them one-by-one:

- GPS based?  Yes, we use the GPS on your iPhone to determine which merchants are nearby, and you can pick them from an easy to use list.  

- Yes, we definitely account for quarterly bonus categories.  We even account for merchant-level rewards, such as 5% at Starbucks on the Chase Freedom this quarter.

- We do not take introductory bonuses (e.g., x points when you spend y dollars) into consideration at this time.  Stay tuned in the future though; you'll see some awesome improvements in the next few weeks.  

 

You can download the app Edited  Please let me know if you have more questions or feedback!

 

Best,

Mike

 

Edited to remove a direct link to the app.

 

Shogun, myFICO mod


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