Go fund me and CC

[Skye12329]

Was just wondering if anyone knew but if you donate to someone on gofundme using your CC, I understand there's a swipe fee basically but will the lender specifically Chase charge a cash advance fee?

[Anonymous]

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@Skye12329 wrote:
Was just wondering if anyone knew but if you donate to someone on gofundme using your CC, I understand there's a swipe fee basically but will the lender specifically Chase charge a cash advance fee?

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Not sure about Chase, but I know Barclaycard definitely does not.

[Anonymous]

Not sure about Chase, but Capital One didn't. They even sent me a notice at the end of the year regarding my donations for tax purposes.

[Imperfectfuture]

No, Discover did not. Can't believe Chase would be only bank (hint, that's why they charge fee).

[Anonymous]

Should qualify as a purchase. But you're right to be cautious. Issuers can take a purchase transaction and recharacterise it as a "cash equivalent" transaction and thus treat it as a cash advance. I'm not aware of Chase doing that, but Citibank is notorious for this practice.

Chris.

[Anonymous]

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@Anonymous wrote:
Should qualify as a purchase. But you're right to be cautious. Issuers can take a purchase transaction and recharacterise it as a "cash equivalent" transaction and thus treat it as a cash advance. I'm not aware of Chase doing that, but Citibank is notorious for this practice.

Chris.

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Your signature is very interesting. Are any of those AU cards?  I see the CS and CSPx2...but 3 discover cards? and 4 boa BBR LOL!!!! Thats like 480 a year of free money right there!

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:
Should qualify as a purchase. But you're right to be cautious. Issuers can take a purchase transaction and recharacterise it as a "cash equivalent" transaction and thus treat it as a cash advance. I'm not aware of Chase doing that, but Citibank is notorious for this practice.

Chris.

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Your signature is very interesting. Are any of those AU cards?  I see the CS and CSPx2...but 3 discover cards? and 4 boa BBR LOL!!!! Thats like 480 a year of free money right there!

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I also have 4 BBR.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:
Should qualify as a purchase. But you're right to be cautious. Issuers can take a purchase transaction and recharacterise it as a "cash equivalent" transaction and thus treat it as a cash advance. I'm not aware of Chase doing that, but Citibank is notorious for this practice.

Chris.

---

Your signature is very interesting. Are any of those AU cards?  I see the CS and CSPx2...but 3 discover cards? and 4 boa BBR LOL!!!! Thats like 480 a year of free money right there!

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I also have 4 BBR.

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Ok. talk about a long game strategy! That is brilliant!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:
Should qualify as a purchase. But you're right to be cautious. Issuers can take a purchase transaction and recharacterise it as a "cash equivalent" transaction and thus treat it as a cash advance. I'm not aware of Chase doing that, but Citibank is notorious for this practice.

Chris.

---

Your signature is very interesting. Are any of those AU cards?  I see the CS and CSPx2...but 3 discover cards? and 4 boa BBR LOL!!!! Thats like 480 a year of free money right there!

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I also have 4 BBR.

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Ok. talk about a long game strategy! That is brilliant!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

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I knew the PC train wouldn't last, so I hopped on.

[securingourfuture]

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@Skye12329 wrote:
Was just wondering if anyone knew but if you donate to someone on gofundme using your CC, I understand there's a swipe fee basically but will the lender specifically Chase charge a cash advance fee?

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I have donated a number of times and no charge. Never Chase, but Barclays and Synchrony didn't.