Established Contributor
Posts: 648
Registered: ‎03-07-2013

Goal Cards

[ Edited ]

Well this post is mainly directed at those who you with less than stellar credit of course but I would never leave those who have there goal cards out so for you it will be your favorite set of four if you have all the cards you want already. I'll be the first to start....


Overall my goal cards to have in my wallet in which i'm working toward are : Amex Blue Cash Preferred, US Bank Cash+, Discover IT, Capitalone QS1...


Edit: Crossed out the ones I already have.



Current Credit Cards
| PayPal MC: $10K | WalMart MC: $7.5K | Discover IT: $6.5K | USB Platinum: $5K | Sams MC: $5K |
| CapitalOne QS: $1.3K | AmEx TrueEarnings: $1.2K | AFCU Rewards: $1K | USB Select: $1K |

Goal Credit Cards
CapitalOne QuickSilver, Discover IT, Sam's MasterCard
AmEx EveryDay, US Bank Cash+
Last Application: 10/3/2014
Super Contributor
Posts: 6,169
Registered: ‎09-13-2013

Re: Goal Cards

[ Edited ]

Barclay Rewards,Discover It,Fidelity Amex are my goals for the upcoming year. And ultimately Penfed Cash Rewards for the 5% gas when my Equifax is squeaky clean! :smileywink:

New Contributor
Posts: 113
Registered: ‎02-05-2014

Re: Goal Cards

American Express Blue Cash Everyday, Discover IT, and eventually the Chase Sapphire Preferred. 

TU 732 EX 720 EQ 714
Credit Journey Started September 2013
Valued Contributor
Posts: 2,300
Registered: ‎01-22-2012

Re: Goal Cards

My own personal Amex centurion, but I doubt that'll happen for quite awhile :smileytongue:


If the benefits keep on declining though, I'll have to give it a pass.

FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Established Contributor
Posts: 888
Registered: ‎09-10-2010

Re: Goal Cards

Amex BCP is the only other card I want.  Unless I also fall for a solid gas rewards card that doesn't only benefit me during certain quarters (eg. Fort Knox Plat Visa?)

TU713, EQ 731 , EX 726 (As of 12/13/14) - Personal Goal = 760

“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin

Gardening since 3-26-15

Regular Contributor
Posts: 183
Registered: ‎03-05-2013

Re: Goal Cards

JP Morgan  Palladium

AMEX Platinum to get the AMEX Centurioun


Nothing else Palladium and Platinum AMEX on March 2015


Centurion who knows

Started :
05/05/2013 EX :525,TU:542,EQ:535
09/30/2014 EX :655,TU:669,EQ:664
In Garden Since 03/16/2013
Will not Apply till 03/31/2015
Valued Contributor
Posts: 1,716
Registered: ‎01-12-2014

Re: Goal Cards

I'm not working toward specific cards per se, more to round out the variety of lenders.  I would like to get in the door with Discover.  They hate me for some reason.


I would also like a foot in the door with Chase and Barclay.  Probably just because they both hate me also and I'm not sure why!

Super Contributor
Posts: 10,247
Registered: ‎04-22-2013

Re: Goal Cards

None currently (the Amex BC removed the need for some other cards I had planned) but I'm always looking out for a new card that would benefit me...

Frequent Contributor
Posts: 463
Registered: ‎02-11-2014

Re: Goal Cards

I'm not seeking any new credit anytime soon, but if I did, I would probably want to add something that offers some sort of travel rewards like the Amex SPG, Barclay Arrival or simply a good no FTF card like the Merrill +.


I would also consider the Fidelity Amex for the 2% back on everything and I like the idea of the savings being deposited into a retirement or investment account.  

Commenced gardening: June 2, 2014

Sallie Mae WMC ● US Bank Cash + VS ● Citi Double Cash ● Amex TrueEarnings ● Fidelity Amex ● Chase Freedom VS ● BOA Better Balance Rewards ● Discover IT
Frequent Contributor
Posts: 255
Registered: ‎07-04-2008

Re: Goal Cards

I have most of the cards I want. I do have some card goals though:


Marriott Premier - For the signup bonus. Just charged half the credit limit on CSP, and am waiting to pay that off before I apply. 


Signup bonuses - Thinking about applying for other cards as needed for signup bonuses. I might apply for some airline cards if they offer a decent amount of miles. 


Upgrades - Would like my Gap and Nordstrom's cards to be upgraded from store cards to Visas. 




Cards I Carry
Total Available Credit: $85.2k | FICOS: EX 643 | EQ 621 | TU 678
Store: Nordstrom Retail $6k and Target $800. Recently acquired: U.S. Bank Cash Rewards Visa $1k.
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