Valued Contributor
Posts: 1,936
Registered: ‎03-30-2012

Goal cards for 2013??

[ Edited ]

As 2012 comes to close, I can't help but sit back and ponder about how far I've come. Around this time last year, I had NO revolving credit and was using a debit card on a daily basis. At this point in time, I've gained over $3500 in revolving credit (thanks to 5 major cards and one store card)


2013 gets me all giddy with excitement because the majority of my baddies will be falling off, and at least one my scores have the possibility of reaching 700 for probably the first time...well...ever.


I have a couple cards in mind for 2013:


  • Barclays NFL Extra Points Card (maybe early 2013...seems like the easiest prime card to get...perfect transition into "primeville")
  • Discover IT
  • USAA Platinum Rewards Visa
  • Chase Amazon Visa

If I can get any two of those, it'll be time to consolidate a little. Credit One would be getting the Axe, as well as the other rebuilders (2 @ $500 CL each)


What cards are YOU aiming for next year?

Scores 1/12/2014: TU FICO: 660 | EQ FICO: 665 | EX AMEX FICO: TBD

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Chase Freedom: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1600 | Target: $700 | J.Crew $9950
Valued Contributor
Posts: 1,292
Registered: ‎08-19-2012

Re: Goal cards for 2013??

CSP and Delta AMEX Platinum

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Established Member
Posts: 22
Registered: ‎06-06-2012

Re: Goal cards for 2013??

Chase Ink, Hyatt, and any AMEX

Starting Score: EQ669, Jan 15, 2013
Current Score: EQ669(01/15/13), TU696 (01/29/13)
Goal Score: 780+ All Across

Wallet: $5000 CSP / $3400 CPR / $551 Cap 1 Secure
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012

Re: Goal cards for 2013??

Chase Hyatt
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Regular Contributor
Posts: 116
Registered: ‎12-29-2008

Re: Goal cards for 2013??



Starwood Preferred


Virgin Airlines card. 


Any 2 of these. I don't need more than 2 new cards lol

2/2011=EQ: 590
11/2012=EQ: 683 (after 4 card app spree and reporting)
10/2013=EQ: 708 (reached my goal!! for 2013) EX(amex): 668 TU(Disc):680
Goal = 725 by 6/2014
Amex Zync/NPSL | Amex Green/NPSL | AMEX BCP/15k | Chase Freedom/2.2K | Best Buy/800 | Discover IT/6.4K | Citi HHonors Reserve/3K | Chase Hyatt/5k | Sapphire Preffered/9K
Established Contributor
Posts: 712
Registered: ‎06-11-2012

Re: Goal cards for 2013??



I was using prepaid debit cards because I was in Chexsystem. I finally paid off TD Bank in June and got a new bank account with BofA after 5 years or so without a bank account. I also paid off all my other collections and my repo fell off in October.


I finally got my first credit card in July with Capital One and a second with DCU in November.


I plan to get a Walmart CC in January once I get 6 month of history and I'm planning to garden til July.





I'm gonna aim for Amex BCE/BCP and Discover in July. I also wanna try for CSP at the end of 2013 :catvery-happy:

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011

Re: Goal cards for 2013??

My goal is to PC my US Bank Flex Perks Select card over to the Cash+ card next year. Lol.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)

Senior Contributor
Posts: 4,673
Registered: ‎12-11-2011

Re: Goal cards for 2013??

I want a csp, freedom, a barclay ring, a prg, bce, and a citi card (prob forward)
Frequent Contributor
Posts: 464
Registered: ‎10-29-2012

Re: Goal cards for 2013??

2012: Got most of the cards I really wanted even though I had no history to start with. Very happy with what I have right now and my limits (cards in sig)


2013: There really are only two cards I really want, and I will apply in June after 6 months of being in the garden. The BCE and Freedom, and I might go for the Gold Delta if I am not approved for the BCE, or maybe the SPG. Just depends. I think I will qualify for the Freedom the next time I apply though. And then I'm going into the garden for at least another 6 months to a year. I might want to increase my limits a little bit as well and hopefully with an SP (BOFA to 1,000 and Citi and Discover 500 each to 2k respectfully.) 

Bank of America: Cash Rewards.-1,000. 4/25/12 (CLI Increase 6/15/13), Citi: Forward- 3k. 10/27/12 (CLI on 2/8/14, SP). Discover: More- 2k. 10/27/12 (Increase 6/1/14). Amex: PRG- NPSL (closed 12/13/13). 11/24/12. Chase: Freedom. 5/1/13- 2.4k. Southwest Rapid Rewards Plus.-3.6k. 6/15/13. Amex BCE-2k. 12/7/13. Amex SPG-4k.12/8/13. Last App: 1/8/14.
Valued Contributor
Posts: 1,260
Registered: ‎09-14-2012

Re: Goal cards for 2013??


Citi Forward (though I am currently carrying a balance with them on a 0% promo, will pay off before apping for the Forward)

US Bank Cash+

Never take credit personally

Amex BCP $24,900; Chase Sapphire Preferred $24,200; Chase Marriott $20,000; Discover It $12,500; Chase Ink Cash $15,000; Chase Slate $13,500; Citi TYP $12,900; Capital One Venture $15,000; Amex SPG Biz $3,000; DCU Visa $10,000; Logix FCU $15,000; Citi Home Depot $8,800; Lowes $8,000; Care Credit $6,000; Penfed Platinum Sig $16,000; Barclay Arrival Plus WEMC $15,000; US Bank PLOC Overdraft $1,500; US Bank Perks+ Visa Signature $8,600; US Bank Edge Rewards Business $10,000; PenFed PLOC $5,000

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