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New Contributor
Posts: 50
Registered: ‎05-21-2012
0

Re: Goal cards for 2013??

[ Edited ]

Unless a new card comes out, likely nothing. Happy w/ what I have now. Only hole in my rewards game is utilities, but my opportunity cost is pretty low in that regard because I'm only losing out on about $3/mo by not having 5% cashback on that. (Otherwise, would jump on the US Bank Cash+. Maybe still will in 2013 if a signup bonus of over $100 is presented.)

AMEX BCP : $24.6K | Chase Ink Plus: $12K | Citi Forward : $10K | Citi Dividend : $9.2K | BoA Travel Rewards : 7K
NFL Cash Rewards : $6K | Chase Freedom : $5K | Discover More : $5K

Age: 24 | Occupation: Grad Student | CreditKarma: 762 |
Frequent Contributor
Posts: 266
Registered: ‎08-20-2012
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Re: Goal cards for 2013??

I would like to get the B.C.E. in January for maximum backdating.

I would also like to try for the U.S. Bank Cash + and the Penfed platinum rewards.
Amex B.C.E. - $2.5k - Amex Everyday - $5k - N.C.F.C.U.M.C. - $5k - Amex Gold - NPSL/35k P.O.T. - Discover It - $12k - Sam's Club M.C. - $10k -
Walmart M.C. - $7.5k - Citi T.Y.P. - $10k- Chase Freedom - $5k - Chase Marriott - $7.4k - U.S. Bank Cash + - $6k -
W.M. TU-781(Jan/15) Citi EQ-782(Dec/14) EX-782(Oct/14)
Audi, Vide, Tace. . .
Valued Contributor
Posts: 1,142
Registered: ‎05-17-2010
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Re: Goal cards for 2013??

I think I took care of my two cards toward the end of this year in The BMW Card Visa and Chase MileagePlus Club Visa.  Maybe see if I can get the BMW Card upgraded and a CLI on the Chase MP Club Visa, but that's all.  I'll be in Gardening Mode hoping to go crazy saving for a new home.  

 

 

Valued Contributor
Posts: 2,019
Registered: ‎06-16-2012
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Re: Goal cards for 2013??

for me:

 

1. graduate my WF and BOA secured cards.

 

2. Go on one application spree for Chase, Citi and American Express (one application for each bank and hope to get all 3).

 

so finally can close my Capital One and Merrick Bank cards.

Cards: (Chase x7) (Citi x6) (Amex x5) (BofA x3) (US Bank x4) (Barclays x4) (WF x3) (Cap1 x3) (Synch x3) (Penfed x2) ( Macys Amex) (Discover, Nasa ,Diners x1) PLOC: Citi (18k) WF (10k)
Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
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Re: Goal cards for 2013??

Amex BCE in January.
CSP in April.
Amex SPG in September.
2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Valued Contributor
Posts: 1,471
Registered: ‎09-01-2011
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Re: Goal cards for 2013??

I kinda want the United Explorer for the bonus miles then convert it to Mileage Club however not sure I want another card. I don't like having so many, I'm happy with my existing roster but might apply right before a trip next year.

Senior Contributor
Posts: 3,322
Registered: ‎05-05-2011
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Re: Goal cards for 2013??

I don't really need another cc. I got a good selection of prime cards over the last year, incl chase, citi, Amex and Barclays. I would really like a BCE for the backdating in January and grocery rewards, but not sure if I should with 20% overall util. So, I may just sit tight. As tempting as new CCs are, I'm finding the managing all of them to be a bit nerve racking! :smileysurprised:

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Established Contributor
Posts: 930
Registered: ‎07-30-2011
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Re: Goal cards for 2013??

I'm kind of limited in which institutions I can work with due to problems over a decade old now.  If I get the mortgage I want, I might be interested in getting a card with my CU because they have low rates and I like supporting local financial institutions over big banks whenever possible.  I've gotten to the point, however, where I don't really need any new cards.  I have a pretty decent portfolio at this point.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

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Regular Contributor
Posts: 179
Registered: ‎12-08-2012
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Re: Goal cards for 2013??

This!

 

  • Barclays "Redskins" Extra Points Card :smileytongue:
  • Discover IT
Amex BCP 12,500 - Amazon Chase Signature 10,000 - Discover It 8,000 - Walmart MC 7,500 - Citi Diamond 6,100 - Lowe's 6,000 - Fulton 6,000 - Amazon Store Card 2,000
Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
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Re: Goal cards for 2013??


bichonmom wrote:

I don't really need another cc. I got a good selection of prime cards over the last year, incl chase, citi, Amex and Barclays. I would really like a BCE for the backdating in January and grocery rewards, but not sure if I should with 20% overall util. So, I may just sit tight. As tempting as new CCs are, I'm finding the managing all of them to be a bit nerve racking! :smileysurprised:


 

I'm in the same situation. I got all of the cards on my wish list this fall, and I'm currently very happy with what I have. I considered trying to get a BCE in January for backdating purposes, but I really don't need the card and it would just be one more to have to manage. I think that I'll be sitting tight for now.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
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