cancel
Showing results for 
Search instead for 
Did you mean: 

Goal cards for 2013??

New Contributor

Re: Goal cards for 2013??

Unless a new card comes out, likely nothing. Happy w/ what I have now. Only hole in my rewards game is utilities, but my opportunity cost is pretty low in that regard because I'm only losing out on about $3/mo by not having 5% cashback on that. (Otherwise, would jump on the US Bank Cash+. Maybe still will in 2013 if a signup bonus of over $100 is presented.)

AMEX BCP : $30K | Citi Forward : $15K | Citi Dividend : $14K | BoA Travel Rewards : 7K | NFL Cash Rewards : $6K | Chase Freedom : $10K | Discover IT : $6.5K | AMEX BCE: $5k | Age: 26 | Occupation: Grad Student | CreditKarma: 800TU/812EQ |
Message 21 of 93
Frequent Contributor

Re: Goal cards for 2013??

I would like to get the B.C.E. in January for maximum backdating.

I would also like to try for the U.S. Bank Cash + and the Penfed platinum rewards.
Amex B.C.E. - $2.5k - Amex Everyday - $5k - N.C.F.C.U.M.C. - $5k - Amex Gold - NPSL/35k P.O.T. - Discover It - $12k - Sam's Club M.C. - $10k -
Walmart M.C. - $7.5k - Citi T.Y.P. - $10k- Chase Freedom - $5k - Chase Marriott - $7.4k - U.S. Bank Cash + - $6k -
W.M. TU-781(Jan/15) Citi EQ-782(Dec/14) EX-782(Oct/14)
Audi, Vide, Tace. . .
Message 22 of 93
Valued Contributor

Re: Goal cards for 2013??

I think I took care of my two cards toward the end of this year in The BMW Card Visa and Chase MileagePlus Club Visa.  Maybe see if I can get the BMW Card upgraded and a CLI on the Chase MP Club Visa, but that's all.  I'll be in Gardening Mode hoping to go crazy saving for a new home.  

 

 

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 23 of 93
Valued Contributor

Re: Goal cards for 2013??

for me:

 

1. graduate my WF and BOA secured cards.

 

2. Go on one application spree for Chase, Citi and American Express (one application for each bank and hope to get all 3).

 

so finally can close my Capital One and Merrick Bank cards.

gardening since 5/21/2016
Message 24 of 93
Valued Contributor

Re: Goal cards for 2013??

Amex BCE in January.
CSP in April.
Amex SPG in September.
2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 25 of 93
Valued Contributor

Re: Goal cards for 2013??

I kinda want the United Explorer for the bonus miles then convert it to Mileage Club however not sure I want another card. I don't like having so many, I'm happy with my existing roster but might apply right before a trip next year.

Message 26 of 93
Senior Contributor

Re: Goal cards for 2013??

I don't really need another cc. I got a good selection of prime cards over the last year, incl chase, citi, Amex and Barclays. I would really like a BCE for the backdating in January and grocery rewards, but not sure if I should with 20% overall util. So, I may just sit tight. As tempting as new CCs are, I'm finding the managing all of them to be a bit nerve racking! Smiley Surprised

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 27 of 93
Established Contributor

Re: Goal cards for 2013??

I'm kind of limited in which institutions I can work with due to problems over a decade old now.  If I get the mortgage I want, I might be interested in getting a card with my CU because they have low rates and I like supporting local financial institutions over big banks whenever possible.  I've gotten to the point, however, where I don't really need any new cards.  I have a pretty decent portfolio at this point.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

Take the FICO Fitness Challenge
Message 28 of 93
Regular Contributor

Re: Goal cards for 2013??

This!

 

  • Barclays "Redskins" Extra Points Card Smiley Tongue
  • Discover IT
Message 29 of 93
Moderator Emeritus

Re: Goal cards for 2013??


bichonmom wrote:

I don't really need another cc. I got a good selection of prime cards over the last year, incl chase, citi, Amex and Barclays. I would really like a BCE for the backdating in January and grocery rewards, but not sure if I should with 20% overall util. So, I may just sit tight. As tempting as new CCs are, I'm finding the managing all of them to be a bit nerve racking! Smiley Surprised


 

I'm in the same situation. I got all of the cards on my wish list this fall, and I'm currently very happy with what I have. I considered trying to get a BCE in January for backdating purposes, but I really don't need the card and it would just be one more to have to manage. I think that I'll be sitting tight for now.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 30 of 93