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New Contributor
Joesh
Posts: 50
Registered: ‎05-21-2012

Re: Goal cards for 2013??

[ Edited ]

Unless a new card comes out, likely nothing. Happy w/ what I have now. Only hole in my rewards game is utilities, but my opportunity cost is pretty low in that regard because I'm only losing out on about $3/mo by not having 5% cashback on that. (Otherwise, would jump on the US Bank Cash+. Maybe still will in 2013 if a signup bonus of over $100 is presented.)

AMEX BCP : $24.6K | Chase Ink Plus: $12K | Citi Forward : $10K | Citi Dividend : $9.2K | BoA Travel Rewards : 7K
NFL Cash Rewards : $6K | Chase Freedom : $5K | Discover More : $5K

Age: 24 | Occupation: Grad Student | CreditKarma: 762 |
Regular Contributor
7PM789
Posts: 232
Registered: ‎08-20-2012

Re: Goal cards for 2013??

I would like to get the B.C.E. in January for maximum backdating.

I would also like to try for the U.S. Bank Cash + and the Penfed platinum rewards.
Amex B.C.E. - $2.5k - N.C.F.C.U.M.C. - $5k - Amex Gold - NPSL - Discover More - $3.8k - Sam's Club Discover - $10k -
Walmart Discover - $7.5k - Citi T.Y.P. - $5.5k - Chase Freedom - $2.2k -
W.M.TU-777(Dec/13) EQ-726(July/12) EX-753(Jan/13)
Audi, Vide, Tace. . .


Valued Contributor
visorboy1974
Posts: 1,101
Registered: ‎05-17-2010

Re: Goal cards for 2013??

I think I took care of my two cards toward the end of this year in The BMW Card Visa and Chase MileagePlus Club Visa.  Maybe see if I can get the BMW Card upgraded and a CLI on the Chase MP Club Visa, but that's all.  I'll be in Gardening Mode hoping to go crazy saving for a new home.  

 

 

Valued Contributor
dodgerslv
Posts: 1,462
Registered: ‎06-16-2012

Re: Goal cards for 2013??

for me:

 

1. graduate my WF and BOA secured cards.

 

2. Go on one application spree for Chase, Citi and American Express (one application for each bank and hope to get all 3).

 

so finally can close my Capital One and Merrick Bank cards.

last app: 4/14/14---Barclays US Airways (10k)---US Bank Flex Travel Rewards (7.5K)---no more applications till September (Amex Delta)

cards in wallet for daily use: Chase CSP(15k), BofA Privilege(30K), Amex BCP(2K), Green, Discover (8k)
cards for travel: Citi AA WEMC(20K), Citi Prestige(11.5K), Chase Ritz(20K) or Marriott(5K), Barclays Arrival(5.5K)



Valued Contributor
armbenderc
Posts: 1,337
Registered: ‎09-11-2012

Re: Goal cards for 2013??

Amex BCE in January.
CSP in April.
Amex SPG in September.
2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Valued Contributor
mxp114
Posts: 1,327
Registered: ‎09-01-2011

Re: Goal cards for 2013??

I kinda want the United Explorer for the bonus miles then convert it to Mileage Club however not sure I want another card. I don't like having so many, I'm happy with my existing roster but might apply right before a trip next year.

Platinum
Senior Contributor
bichonmom
Posts: 3,300
Registered: ‎05-05-2011

Re: Goal cards for 2013??

I don't really need another cc. I got a good selection of prime cards over the last year, incl chase, citi, Amex and Barclays. I would really like a BCE for the backdating in January and grocery rewards, but not sure if I should with 20% overall util. So, I may just sit tight. As tempting as new CCs are, I'm finding the managing all of them to be a bit nerve racking! :smileysurprised:

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Established Contributor
lithium78
Posts: 928
Registered: ‎07-30-2011

Re: Goal cards for 2013??

I'm kind of limited in which institutions I can work with due to problems over a decade old now.  If I get the mortgage I want, I might be interested in getting a card with my CU because they have low rates and I like supporting local financial institutions over big banks whenever possible.  I've gotten to the point, however, where I don't really need any new cards.  I have a pretty decent portfolio at this point.


Starting Score: TU: 566
Current Score: TU: 736 (Walmart FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

Take the FICO Fitness Challenge
Regular Contributor
SE7EN57
Posts: 177
Registered: ‎12-08-2012

Re: Goal cards for 2013??

This!

 

  • Barclays "Redskins" Extra Points Card :smileytongue:
  • Discover IT
 photo d132202e-50dc-4d73-9df2-1f138f451209_zps8ca7acb4.jpg
Moderator
tinuviel
Posts: 4,871
Registered: ‎11-02-2010

Re: Goal cards for 2013??


bichonmom wrote:

I don't really need another cc. I got a good selection of prime cards over the last year, incl chase, citi, Amex and Barclays. I would really like a BCE for the backdating in January and grocery rewards, but not sure if I should with 20% overall util. So, I may just sit tight. As tempting as new CCs are, I'm finding the managing all of them to be a bit nerve racking! :smileysurprised:


 

I'm in the same situation. I got all of the cards on my wish list this fall, and I'm currently very happy with what I have. I considered trying to get a BCE in January for backdating purposes, but I really don't need the card and it would just be one more to have to manage. I think that I'll be sitting tight for now.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Platinum Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 8.95k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.2k, Kay Jeweler's 5.1k

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