Credit Cards

[Joesh]

Unless a new card comes out, likely nothing. Happy w/ what I have now. Only hole in my rewards game is utilities, but my opportunity cost is pretty low in that regard because I'm only losing out on about $3/mo by not having 5% cashback on that. (Otherwise, would jump on the US Bank Cash+. Maybe still will in 2013 if a signup bonus of over $100 is presented.)

[7PM789]

I would like to get the B.C.E. in January for maximum backdating.

I would also like to try for the U.S. Bank Cash + and the Penfed platinum rewards.

[visorboy1974]

I think I took care of my two cards toward the end of this year in The BMW Card Visa and Chase MileagePlus Club Visa.  Maybe see if I can get the BMW Card upgraded and a CLI on the Chase MP Club Visa, but that's all.  I'll be in Gardening Mode hoping to go crazy saving for a new home.  

[dodgerslv]

for me:

1. graduate my WF and BOA secured cards.

2. Go on one application spree for Chase, Citi and American Express (one application for each bank and hope to get all 3).

so finally can close my Capital One and Merrick Bank cards.

[armbenderc]

Amex BCE in January.
CSP in April.
Amex SPG in September.

[mxp114]

I kinda want the United Explorer for the bonus miles then convert it to Mileage Club however not sure I want another card. I don't like having so many, I'm happy with my existing roster but might apply right before a trip next year.

[bichonmom]

I don't really need another cc. I got a good selection of prime cards over the last year, incl chase, citi, Amex and Barclays. I would really like a BCE for the backdating in January and grocery rewards, but not sure if I should with 20% overall util. So, I may just sit tight. As tempting as new CCs are, I'm finding the managing all of them to be a bit nerve racking! 

[lithium78]

I'm kind of limited in which institutions I can work with due to problems over a decade old now.  If I get the mortgage I want, I might be interested in getting a card with my CU because they have low rates and I like supporting local financial institutions over big banks whenever possible.  I've gotten to the point, however, where I don't really need any new cards.  I have a pretty decent portfolio at this point.

[SE7EN57]

This!

• Barclays "Redskins" Extra Points Card 
• Discover IT

[tinuviel]

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bichonmom wrote:

I don't really need another cc. I got a good selection of prime cards over the last year, incl chase, citi, Amex and Barclays. I would really like a BCE for the backdating in January and grocery rewards, but not sure if I should with 20% overall util. So, I may just sit tight. As tempting as new CCs are, I'm finding the managing all of them to be a bit nerve racking! 

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I'm in the same situation. I got all of the cards on my wish list this fall, and I'm currently very happy with what I have. I considered trying to get a BCE in January for backdating purposes, but I really don't need the card and it would just be one more to have to manage. I think that I'll be sitting tight for now.