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Regular Contributor
Posts: 134
Registered: ‎07-07-2011
0

Re: Goal cards for 2013??

Chase Sapphire Preferred

BCE

Penfed Signature Rewards

Amex green

 

In the garden until 06/13.Well see what my FICO scores are then and make a determination to app or stay in the garden!


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k


Valued Contributor
Posts: 1,063
Registered: ‎05-26-2010
0

Re: Goal cards for 2013??

I'm happy with my current status and gardening.

 

After a year without apps I might add store or cas cards strategically but otherwise have no need...

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012
Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Current Score: 11/06/2013 EQ 708 11/06/2013 EX 702 11/16/2013 702 11/06/2013 TU 729
Goal Score: EQ 740 EX 740 TU 740
Take the FICO Fitness Challenge
Contributor
Posts: 78
Registered: ‎11-14-2012
0

Re: Goal cards for 2013??

I'm going to ask for the 61 day 3x CLI on my BCE in early Feb.  If approved, I'm going to cancel my secured CC.  Then garden for another 6 months and request another 3x CLI on the BCE.  That should put me into a late summer 2013 app spree that will consist of:

 

Citi Forward

BofA Travel Rewards

...and possibly Chase Freedom depending on the research I find on the Travel Rewards card

Established Member
Posts: 54
Registered: ‎07-10-2012
0

Re: Goal cards for 2013??

They only big bank card I want is a citi bank card. Not sure which one I want though.

I current have these cards:

 

NFCU cashREWARDS

AMEX Blue

Wells Fargo

Chase BluePrint

Capital One Cash Rewards

Discover More

Total (subprime)

 

 

As far as store cards, I don't have any.

I want to app for:

 

Macy's

Lowe's

sear's

Old Navy

Taget

Walmart

 

 



Fako Ex: 743, Fako Eq: 734 Fako TU: 748
I'm BACK in the Garden (App free since 01/02/2013)

Member
Posts: 7
Registered: ‎12-07-2012
0

Re: Goal cards for 2013??

[ Edited ]

 

My goals for 2013 is: Amex, Capital One, and Barclay's NFL Extra Points (Chicago Bears)

 

I tried my luck with Barclay and I just got approved!  $1000 credit limit  (highest ever on my report) and I have a closed First Premier card from 2 years ago and student loans reporting as paying as agreed. So I can scratch that one off the list :smileyhappy:

What's in my wallet: Barclay Extra Points NFL Card $1000
/Capital One secured $500/ JCPenney $500 Bank of America secured $300 Comenity Bank (Dots Fashion) $500

Starting Score: 12/2012 540 TU EXP 575
Current Score: 4/2013 TU 580 EXP 592 EQ 582 Quizzle 639 Credit Sesame 644 Vantage Score 620
Goal Score: 620 by 9/2013
700 across the board
Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,919
Registered: ‎06-21-2012
0

Re: Goal cards for 2013??

For 2013:

Want:

Discover
Lowe's
BCE
NavChek
NFCU Platium

Sorta want:

Citi
Chase

I'll be happy with just NavChek, NFCU Platinum, and Lowe's.
| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $5.25k | CSP $5k | Marriott $5k | AMEX TE $18k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board
Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Goal cards for 2013??

I want a CLI on all my cards! :smileytongue:


$100K in Credit
Last Credit Card App: 11/16/13
Contributor
Posts: 83
Registered: ‎12-24-2012
0

Re: Goal cards for 2013??


7PM789 wrote:
I would like to get the B.C.E. in January for maximum backdating.

I would also like to try for the U.S. Bank Cash + and the Penfed platinum rewards.

Sorry, new to this forum, but I'm curious about the AMEX backdating you're talking about? I think I know what backdating is (you have an AMEX account, you close it later on, then years down the road you open it again and AMEX backdates your account to show on your credit reports that you were a member the whole time, right?). How does getting it in January provide the most benefit though?

US Bank Cash+ -- Chase Freedom -- Citi Dividend Platinum Select (in 45-day wait period for Dividend Mastercard World Elite:smileyhappy:) -- AMEX BCE
New Contributor
Posts: 86
Registered: ‎10-29-2012
0

Re: Goal cards for 2013??

Goal cards:

Chase Hyatt

Chase Priority Club (for the soon-to-be-wife)

PC US Bank Cash Rewards to US Bank Cash+

 

I'd also love PenFed Platinum Rewards, but the two pulls for membership and for the card make me want to hold back on this. Winding apps down in anticipation of applying for a mortgage late 2013 or early-mid 2014.

Recent FICO scores: TU - 755 (mortgage lender pull)
Established Member
Posts: 54
Registered: ‎07-10-2012
0

Re: Goal cards for 2013??

[ Edited ]

slippy84 wrote:

7PM789 wrote:
I would like to get the B.C.E. in January for maximum backdating.

I would also like to try for the U.S. Bank Cash + and the Penfed platinum rewards.

Sorry, new to this forum, but I'm curious about the AMEX backdating you're talking about? I think I know what backdating is (you have an AMEX account, you close it later on, then years down the road you open it again and AMEX backdates your account to show on your credit reports that you were a member the whole time, right?). How does getting it in January provide the most benefit though?


Welcome to the forum, slippy 84 ...

 Say you got an AmEx card 4/2011 and you want another AmEx card but now it's 12/2012 ( really close). I believe waiting for the next year to roll around (January 2013), it will backdate the 2nd card to your original memership date (4/2011). So now you have 2 AmEx card that are over 1yr old. You know with AmEx they don't have customers, they have members.

 

(I'm sure another member can explain it better):smileyhappy:



Fako Ex: 743, Fako Eq: 734 Fako TU: 748
I'm BACK in the Garden (App free since 01/02/2013)

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