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Goal cards for 2013??

Established Contributor

Re: Goal cards for 2013??

At this point I've secured any card I've been after (see sig) (oh, any it did not come easy thats for sure!!!). At this point I'll prune throughout 2013 when it makes sense and will agressively try to mitigate any annual fees. Here is to 2013!!

FICO: EX: 740 (1/18); TU: 753 (12/17); EQ 777 (12/17)
Amex Blue Cash | Amex Mercedes Benz | Amex Schwab Platinum | Amex SimplyCash Plus | Barclays Uber Platinum Visa | Chase Amazon Prime Visa Signature | Chase Freedom Visa Signature | Chase IHG Premier World Elite Mastercard Discover IT Miles | Discover IT More | Lowes Advantage | Macys Store | NFCU Flagship Visa Signature | Penfed Pathfinder Rewards Amex | USAA Limitless Rewards Platinum Visa
Message 61 of 93
Established Contributor

Re: Goal cards for 2013??


scorebuilder30 wrote:

 

My goals for 2013 is: Amex, Capital One, and Barclay's NFL Extra Points (Chicago Bears)

 

I tried my luck with Barclay and I just got approved!  $1000 credit limit  (highest ever on my report) and I have a closed First Premier card from 2 years ago and student loans reporting as paying as agreed. So I can scratch that one off the list Smiley Happy


Go Bears!

FICO: EX: 740 (1/18); TU: 753 (12/17); EQ 777 (12/17)
Amex Blue Cash | Amex Mercedes Benz | Amex Schwab Platinum | Amex SimplyCash Plus | Barclays Uber Platinum Visa | Chase Amazon Prime Visa Signature | Chase Freedom Visa Signature | Chase IHG Premier World Elite Mastercard Discover IT Miles | Discover IT More | Lowes Advantage | Macys Store | NFCU Flagship Visa Signature | Penfed Pathfinder Rewards Amex | USAA Limitless Rewards Platinum Visa
Message 62 of 93
Valued Contributor

Re: Goal cards for 2013??

I want a Chiefs card. Yes, I still love them.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 63 of 93
Contributor

Re: Goal cards for 2013??

 

2013:

UCU Rewards Platinum MasterCard (through my University Credit union, 5k minimum)

Discover Card

Southwest Rewards/Chase 

 

2014:

Amex

Chase Freedom or Sapphire

 

Card to drop, my subprime, annual fee, low limit, high apr card, 1.5 years old.

 

Currently gardening till my fico hits 700.

Wells Fargo Financial Visa 2.4k, BillMeLater (line of credit dosen't report) 2k, Walmart 300, Fingerhut 400, and the aforementioned MC.

 


Southwest Premier & Plus 25.8k I Alaska Air 19k I Discover It 16k I United Explorer 15k I Chase Business Ink Cash 12k Wells Fargo 2.5k I Bill Me Later 5k I Amazon 3.5k I Pier 1/VS/1.5k


Current Scores:
(TU) 767, (EQ) 763 (EX) 765
Goal Score: 800
Message 64 of 93
Established Contributor

Re: Goal cards for 2013??

Cash+

sapphire prefered

amex green-maybe

penfed -maybe 



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


Message 65 of 93
Established Member

Re: Goal cards for 2013??

Chase Freedom

AMEX Blue Preferred

In My Wallet: Chase Southwest RR 6k | Best Buy CC 4.6K | Wells Fargo Platinum CC 1.4K | Amazon Store Card 3.5K | Banana Republic Store Card 3K

Current Score: 655 (2/7/18)
Goal Score: 700
Message 66 of 93
Frequent Contributor

Re: Goal cards for 2013??

American Express Blue Cash Everyday(no annual fees)
PenFed Platinum Rewards Visa Card (5% on gas all year and 3% at grocery, no AF)
Walmart Discover (Get free TU score every month) (NO AF)
DCU Platinum Visa Card 
Care Credit GECRB
GECRB/Banana Republic
MACYS GECRB
Fidelity Amex( gives 2% on all transactions)

Rebuilding...been out of the game for a minute. Now, after suffering I'm back with greater wisdom. Scores: Currently @ around 6 teens to 20's, across all three EQ,TU, EX
Message 67 of 93
Established Contributor

Re: Goal cards for 2013??

My goal is to stay credit or loan inquiry free this whole year. I don't want to apply for another CC, as I have all of the cards I can manage, and need. In fact, I plan to close two of them, and get down to five cards. I'm debating.

Message 68 of 93
Valued Contributor

Goal cards for 2013


injustifiiable wrote:

What cards are YOU aiming for next year?


 

1.  App before the end of Jan for an Amex BCP or BCE.

 

2.  Product change from Freedom or app for Chase Sapphire Preferred.  (Hopefully I can PC, my total # of cards is about right.)

 

3.  Upgrade from Cap1 Cash to World Mastercard.  (Exec rep promised this would happen at the next review.)

 

4.  PC Orchard card to another TBD Capital One product.  (Expect this to occur in Q2, AF is already removed forever.)

 

 

 

If all goes as planned, I should have a nice wallet full of prime cards, without any hit to my AAOA.

 

 

3-26-15: FICO EXP: 828 - EQU:820 - TRAN: 828 - AVG: 825 +275 points from JUN 2008 - MY CREDIT JOURNAL

Message 69 of 93
Valued Contributor

Re: Goal cards for 2013??


WarJar101 wrote:

American Express Blue Cash Everyday(no annual fees)
PenFed Platinum Rewards Visa Card (5% on gas all year and 3% at grocery, no AF)
Walmart Discover (Get free TU score every month) (NO AF)
DCU Platinum Visa Card 
Care Credit GECRB
GECRB/Banana Republic
MACYS GECRB
Fidelity Amex( gives 2% on all transactions)


FYI, the Macy's card is issued by DSNB (Department Stores National Bank).

Message 70 of 93