Re: God I love NFCU

scarzy · ‎04-08-2008

Keep up the good work! I'm with NFCU too, and they are GREAT!

starting EQ FICO : 526 current EQ FICO : 602 current TU FICO : 538

My wallet: Capital One cash rewards $500- ~ NFCU cash rewards $1,000- ~ NFCU nRewards $500- ~ NFCU LOC $1,000- ~ Target $200- ~ Kohl's $300- ~ Walmart $800- ~

Discharged Ch7 Nov.16, 2012

madmann26 · ‎08-30-2012

Confirmed...they pulled a 595 with EQ.

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 649 EQ 658 FICO 5/13/2013
What's in my wallet? Cap1 PLAT AU $750; Cap1 Cash AU $1500; NFCU Siggy $10000; $500 WalMart SC
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey

j_casteel · ‎06-21-2012

thats awesome...congrats!!

wallyworld123 · ‎01-04-2012

Congrats way to go awesome news. Nfcu rocks big time

patsfan1453 · ‎11-04-2012

It seems like NFCU gives out crazy -high credit limits regardless of income...is that true? I mean you see a lot of threads where people are instantly approved for like 10k+ in lines. I'll be joining them before the end of the year so I'm pumped.

USAA Wounded Warrior Mastercard 4k || Citi TYP 3.5k|| Citi Forward 3k ||Citi HHonors 2k || Citi Simplicity 1k || Discover It 2k || Chase Freedom 500 || Amex Green ||Amex BCE 1k ||Paypal Extras 1.5 || Amazon Store Card 1.9k || Walmart 1k || Cap1 750
Total CLs: 22,150

rootpooty · ‎10-28-2011

patsfan1453 wrote:
It seems like NFCU gives out crazy -high credit limits regardless of income...is that true? I mean you see a lot of threads where people are instantly approved for like 10k+ in lines. I'll be joining them before the end of the year so I'm pumped.

No not true. You have to have the income to back it up of course however they go by your ability to pay vs debt ratio. So after all is said and done if all you can spare at the end of the month is 200 bucks then only expect 2-3k line for cc.

patsfan1453 · ‎11-04-2012

Fair enough, but you gotta admit there are alot of threads about 25k credit lines on this forum.

USAA Wounded Warrior Mastercard 4k || Citi TYP 3.5k|| Citi Forward 3k ||Citi HHonors 2k || Citi Simplicity 1k || Discover It 2k || Chase Freedom 500 || Amex Green ||Amex BCE 1k ||Paypal Extras 1.5 || Amazon Store Card 1.9k || Walmart 1k || Cap1 750
Total CLs: 22,150

rootpooty · ‎10-28-2011

patsfan1453 wrote:
Fair enough, but you gotta admit there are alot of threads about 25k credit lines on this forum.

yeah there are but those 25k limits also come with members having a strong AAOA and income.

I think what is most impressive with them is the fact that you can have a low to mid 600 EQ score and have a few cards with low limits income around 25k and get approved with a 10k cl. thats what i love about them