Reply
Established Contributor
madmann26
Posts: 996
Registered: ‎08-30-2012

God I love NFCU

I've had my secured card for 3 statements now so I decided to pull the trigger on the cash rewards unsecured. I did send them an honest, heart felt message about how I'd worked on my credit and increased my score by almost 100 points in 2 months. I've also paid my secured card off every 2 weeks since I've gotten it.

To my amazement, I woke up this morning to the approval text. My scores are right at 600 for EQ and 619 for TU.

I'm approved for a $3, 000 CL.

I'd like to everyone who has ever contributed or helped on this board. This board is full of some of the most awesome people on the net.

-madmann26

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 649 EQ 658 FICO 5/13/2013
What's in my wallet? Cap1 PLAT AU $750; Cap1 Cash AU $1500; NFCU Siggy $10000; $500 WalMart SC

Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: God I love NFCU

that's amazing CL for your scores! congrats! =)


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Frequent Contributor
AF_23
Posts: 288
Registered: ‎02-06-2012

Re: God I love NFCU

They sure are lenient. Wish i had access to NFCU  :smileymad:

Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: God I love NFCU

Nice, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
Established Contributor
LesWH
Posts: 601
Registered: ‎10-11-2012

Re: God I love NFCU

Congratulations to you!!!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Moderator
Shogun
Posts: 7,375
Registered: ‎04-15-2011

Re: God I love NFCU

You freaking rock madmann!!!!!!


Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge
Valued Contributor
rootpooty
Posts: 1,611
Registered: ‎10-28-2011

Re: God I love NFCU

Waking up to the text message approved is the best
NFCU plat 5k | NFCU cashrewards 3k | Chase Freedom 1.5k |
BOA 123 1k | Amazon 1600 | Walmart 900

On the prowl for Chase Sapphire Preferred!
Valued Contributor
Jutz
Posts: 1,142
Registered: ‎05-10-2012

Re: God I love NFCU

Do you need a roommate??

Current: EQ FICO 664, TU FICO 683, EX FICO 698 | Starting Score: 525 (05/2012)

Starting total revolving credit: $1100 | Current total revolving credit: $7000

Inquiries (12 Months): EQ 3 TU 2 EX 2 | Most Recent: 1/8/2013


2013 Goals:
New Car
700 Club
AMEX Member

AMEX Gold NPSL
DCU Visa $2000
Cap1 Cash Rewards $2000
BOA Platinum $600
WalMart $800
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: God I love NFCU


Jutz wrote:

Do you need a roommate??


I do only $3,000 a month =)


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Established Contributor
madmann26
Posts: 996
Registered: ‎08-30-2012

Re: God I love NFCU

To add,

I have 2 active CA's. I have a rash of CO's to, albeit, all paid with a zero balance. I'm thankful.

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 649 EQ 658 FICO 5/13/2013
What's in my wallet? Cap1 PLAT AU $750; Cap1 Cash AU $1500; NFCU Siggy $10000; $500 WalMart SC

Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+