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Going Apping, What Scores To Believe?

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boomhower
Valued Contributor

Re: Going Apping, What Scores To Believe?

Only one you should trust is the EQ score you can buy here.  The EX is meaningless and the TU model is so old that not many still use it.  The EQ will give you a good idea what the others will be assuming the reports are all similar.  If you get a Walmart card you can get a modern TU score every month and some credit unions offer the EX score as a benefit.

Message 11 of 12
visorboy1974
Valued Contributor

Re: Going Apping, What Scores To Believe?

The grand answer is nobody really knows.  Yes, FICOs are recognized as industry standards, but there are a ton of different versions out there.  Best bet is to do some research on what various lenders pull and go from there.  

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 12 of 12
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