Reply
Frequent Contributor
Posts: 495
Registered: ‎02-08-2013
0

Re: Going from AMEX Green to Platinum. Does it make sense?


VegasKyle wrote:
Centurion Lounge looks epic! Id find an excuse to go through DFW for that.

People in the traveling world are always finding excuses to have layovers in Vegas and now Dallas just for the Cent Lounges.

     
Regular Contributor
Posts: 244
Registered: ‎05-05-2013
0

Re: Going from AMEX Green to Platinum. Does it make sense?


VegasKyle wrote:
@TheClub

At this point I think apping for the Plat before the AF on the green is the plan, I just don't know if they will 1) let me around the 12 month requirement 2) offer me bonus.

As far as the Ameriprise bonus offer, it would do me no good. I hardly use my charge card, $3k in 3mo or whatever for a signup bonus is one thing. I just wouldn't use it enough to take advantage of something like that. That was part of my quandary, I'd be using the card almost solely for the ancillary benefits. That's what I'm trying to weigh against the AF

Totally understand.  

 

Although you do not plan you utilize all of the incentives (i.e. meeting bonus MR requirements) what is there to lose if the AF will be waived regardless for the first year? Only way you wouldn't be eligible for the "waived AF" is if you currently have or have had an Platinum AMEX within the passed year.

 

Refer to this link for others testimonials and experiences obtaining the card *read in comments* http://milevalue.com/american-express-platinum-0-annual-fee-link/

 

IMO it'd be like a 1 year free trial to determined if the card is truly for you. Simply just a recommendation as I'll be taking advantage of this offer in the near future :smileyhappy:

 

SN:  $175 AF is also waived for up to three AUs in the first year! 

 

"When you're fresh meat you kill... and give them something fresher" (Frank Underwood)
Frequent Contributor
Posts: 495
Registered: ‎02-08-2013
0

Re: Going from AMEX Green to Platinum. Does it make sense?


TheClub wrote:

VegasKyle wrote:
@TheClub

At this point I think apping for the Plat before the AF on the green is the plan, I just don't know if they will 1) let me around the 12 month requirement 2) offer me bonus.

As far as the Ameriprise bonus offer, it would do me no good. I hardly use my charge card, $3k in 3mo or whatever for a signup bonus is one thing. I just wouldn't use it enough to take advantage of something like that. That was part of my quandary, I'd be using the card almost solely for the ancillary benefits. That's what I'm trying to weigh against the AF

Totally understand.  

 

Although you do not plan you utilize all of the incentives (i.e. meeting bonus MR requirements) what is there to lose if the AF will be waived regardless for the first year? Only way you wouldn't be eligible for the "waived AF" is if you currently have or have had an Platinum AMEX within the passed year.

 

Refer to this link for others testimonials and experiences obtaining the card *read in comments* http://milevalue.com/american-express-platinum-0-annual-fee-link/

 

IMO it'd be like a 1 year free trial to determined if the card is truly for you. Simply just a recommendation as I'll be taking advantage of this offer in the near future :smileyhappy:

 

SN:  $175 AF is also waived for up to three AUs in the first year! 

 


Had no idea Ameriprise was so generous!

     
Valued Contributor
Posts: 1,063
Registered: ‎07-09-2013
0

Re: Going from AMEX Green to Platinum. Does it make sense?


SuperKirby wrote:

TheClub wrote:

VegasKyle wrote:
@TheClub

At this point I think apping for the Plat before the AF on the green is the plan, I just don't know if they will 1) let me around the 12 month requirement 2) offer me bonus.

As far as the Ameriprise bonus offer, it would do me no good. I hardly use my charge card, $3k in 3mo or whatever for a signup bonus is one thing. I just wouldn't use it enough to take advantage of something like that. That was part of my quandary, I'd be using the card almost solely for the ancillary benefits. That's what I'm trying to weigh against the AF

Totally understand.  

 

Although you do not plan you utilize all of the incentives (i.e. meeting bonus MR requirements) what is there to lose if the AF will be waived regardless for the first year? Only way you wouldn't be eligible for the "waived AF" is if you currently have or have had an Platinum AMEX within the passed year.

 

Refer to this link for others testimonials and experiences obtaining the card *read in comments* http://milevalue.com/american-express-platinum-0-annual-fee-link/

 

IMO it'd be like a 1 year free trial to determined if the card is truly for you. Simply just a recommendation as I'll be taking advantage of this offer in the near future :smileyhappy:

 

SN:  $175 AF is also waived for up to three AUs in the first year! 

 


Had no idea Ameriprise was so generous!


WOW! This might be the deal that gets me out of the garden! Waived AF ($450) and just for kicks I would add 3 AUs (Waived first year too! $175 x 3 = $525)


   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

Frequent Contributor
Posts: 495
Registered: ‎02-08-2013
0

Re: Going from AMEX Green to Platinum. Does it make sense?

[ Edited ]

@wHiTeSoL, seriously! If I knew about this I would've gone that route. And then give an additional card to my dog, just for the heck of it!

 

Oh and FYI, it's $175 for up to 3 additional cards. That means all 3 addtional cards would be $175 total. 

 

So Primary holder = $450, ACM 1-3 = $175.  How about ACM 4-6? Does anyone know if that's another $175? The limit is probably 3, just a guess though.

     
Valued Contributor
Posts: 1,063
Registered: ‎07-09-2013
0

Re: Going from AMEX Green to Platinum. Does it make sense?


SuperKirby wrote:

@wHiTeSoL, seriously! If I knew about this I would've gone that route. And then give an additional card to my dog, just for the heck of it!

 

Oh and FYI, it's $175 for up to 3 additional cards. That means all 3 addtional cards would be $175 total. 

 

So Primary holder = $450, ACM 1-3 = $175.  How about ACM 4-6? Does anyone know if that's another $175? The limit is probably 3, just a guess though.


$450; For up to 3 Additional Platinum Cards, the annual fee is $175. Each Additional Platinum Card, after the first 3 Cards, is $175.

 

So I guess it's another $175 4+


   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

Frequent Contributor
Posts: 495
Registered: ‎02-08-2013
0

Re: Going from AMEX Green to Platinum. Does it make sense?

Oh ok. So it's $175 EACH from 4 thereafter. Expensive....

     
Regular Contributor
Posts: 184
Registered: ‎02-12-2010
0

Re: Going from AMEX Green to Platinum. Does it make sense?

I'm going to call AMEX tomorrow and see what my options are. I don't have any dealings with Ameriprise so I do think that will be an option. Having a green card now seems to preclude me from any current MR bonus offers out there now. Canceling the green card waiting 3 months and apping for the platinum isn't something I want to do, even for 25k or 50k MR points.

Starting Score: EQ 599, TU 577
Current Score: EQ 703 9/20/14(HI 741 on 5/13), TU 690 10/1/14 (HI 751 on 5/13), EX 700 10/1/14
Goal Score: 750+


Take the FICO Fitness Challenge
Regular Contributor
Posts: 184
Registered: ‎02-12-2010
0

Re: Going from AMEX Green to Platinum. Does it make sense?

[ Edited ]
Looks like the Platinum department at AMEX is closed on the weekend. Guess ill update next week.

If I chose to apply for a new platinum card what are my chances of getting the 25k for $2k in 3mo welcome bonus? If so what are the chances something better is on the horizon with the holidays coming up (thinking the 100k bonus that has been offered in the past)? I see a 3 month restriction on the MB 50k offer but not the 25k offer from the AMEX website.

Starting Score: EQ 599, TU 577
Current Score: EQ 703 9/20/14(HI 741 on 5/13), TU 690 10/1/14 (HI 751 on 5/13), EX 700 10/1/14
Goal Score: 750+


Take the FICO Fitness Challenge
Frequent Contributor
Posts: 374
Registered: ‎06-01-2011
0

Re: Going from AMEX Green to Platinum. Does it make sense?

Can you apply for that $0 Ameriprise version even if you have no assocatiation with them? Also is it an "ameriprise" version of the plat or just the same one they let you apply for on their website.. just with the $0 annual fee? Anyone test these waters?

 

Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.