No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Is there any benefit of applying for multiple cards at once? Does the # of inquiries look smaller since I would be submitting several applications at once?
EDIT: I meant the # of inquiries that show up before they pull my credit not after. sorry for the confusion
Thanks,
I also have another thread open regarding student loans and how they report if anybody could help me.
I think that they are all counted as separate apps, but on the bright side - they will all fall of your Fico score at the same time next year
When it comes to inquiries being scored as one, thats only when rate shopping for morgage or auto loan.
Most people submitt multiple cc applications at once to try and have the system not see all the inquiries after each other and if approved they age together.
@chrisw1968uk wrote:I think that they are all counted as separate apps, but on the bright side - they will all fall of your Fico score at the same time next year
I understand that but when the companies are looking at my credit file will they see that I have inquiries from the other credit card companies that I submitted applications to only minutes apart from each app?
@Luscher wrote:
fill them all out and press submit all at the same time and try and beat the computers!
So basically I gotta be speedy gonzalez?
To clear up any misunderstanding as fast as you hit send the INQ shows up on your CR...The computer trick does not work..CB's have faster computers LOL
Yes other lenders will see that you had other INQ's that day..This is why we tell people to select different cards that pull different CB's so A won't see B or C
Make sense?