01-24-2013 12:55 PM - edited 01-24-2013 01:04 PM
Pay by check on Sunday online. I went and checked my history of payments and it seems Walmart is slow because every payment I have made has taken 3-5 days from when I initiated payment to it showing up on my bank. Leave Walmart out of it if you can. I think you will be okay.
Edited to add make sure you pay by 5pm ET on due date
100% Ficos: EX 762, TU 767, EQ 762 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-1/0~ last credit card app 6/24/13- New car loan 3/8/2014
01-24-2013 02:30 PM
I don't think I have ever had a scheduled payment come out of my account on a Sunday. When I used to pay things on Friday, it never cleared until Monday.
01-24-2013 04:13 PM
Can't make a $20 minimum pmt?
01-24-2013 05:06 PM
Walmart has always taken 48-72 hrs to clear a payment. if you pay on sunday it wont be processed til monday which starts the 48 hr clock. You should be fine. Even still your bank may take some time 24 hrs as well before the system denies the check.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO