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Established Contributor
Posts: 802
Registered: ‎05-16-2012
0

Re: Going to be late on a CC payment

[ Edited ]

Pay by check on Sunday online. I went and checked my history of payments and it seems Walmart is slow because every payment I have made has taken 3-5 days from when I initiated payment to it showing up on my bank. Leave Walmart out of it if you can. I think you will be okay.

 

 

Edited to add make sure you pay by 5pm ET on due date

100% Ficos: EX 773 , TU 769, EQ 771 Inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-2/0/0~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $9500~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $19,400~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3500~ Amazon Store $7000~ Fingerhut $1050
Frequent Contributor
Posts: 353
Registered: ‎05-01-2007
0

Re: Going to be late on a CC payment

I don't think I have ever had a scheduled payment come out of my account on a Sunday.  When I used to pay things on Friday, it never cleared until Monday.

2011: EQ 580~
2012: EQ 620~
2013: EQ 641, TU98 645, TU04 635, TU08 635, EX 648 (lender)
Closed on first home 4/25/13.
Valued Contributor
Posts: 2,982
Registered: ‎02-09-2012
0

Re: Going to be late on a CC payment

Can't make a $20 minimum pmt?

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Regular Contributor
Posts: 168
Registered: ‎12-05-2007
0

Re: Going to be late on a CC payment

Walmart has always taken 48-72 hrs to clear a payment. if you pay on sunday it wont be processed til monday which starts the 48 hr clock. You should be fine. Even still your bank may take some time 24 hrs as well before the system denies the check.

Starting Score: 5/2012 TU 595, EQ 565, EX fako 547
Current Score:as of 9/2012, TU 626,Walmart 612, EQ 600, EX fako 623
Goal Score: 640 by dec 2013
BofA Au 13000, Amazon 600, Capt1 300, Walmart 150
When all else fails pay it!


Valued Contributor
Posts: 1,385
Registered: ‎01-14-2009
0

Re: Going to be late on a CC payment

blackdust, are you there? Please let us know what happened.

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