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Good BT cards

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ricefed
Contributor

Good BT cards

I'm looking for a good balance transfer card. I just got approved for a csp today so slate is a no go. Are there any other good transfer cards out right now? My Walmart fico is a 690 and I'm not sure about my other two. Aaoa is 2 years with 1 neg that is 4.5 years old. Utilization is about 20%.
NFCU cash rewards 10,000 -Chase Sapphire Preferred 6,900-Chase Slate 6,000- Amazon 10,000 - Walmart 10,000- lowes 12,000 - Kay jewelers 7,500 - Amex Zync NPSL - CarCare One 500
Message 1 of 10
9 REPLIES 9
Jutz
Valued Contributor

Re: Good BT cards

Citi simplicity 0% bt APR for 18 months

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 2 of 10
Cadillac-XTS
Established Contributor

Re: Good BT cards

+1 and congrats on your approval

Message 3 of 10
birjest
Frequent Contributor

Re: Good BT cards

I was just approved with Simplicity today for 2K. 


5/30/15 EQ 596; TU 605; EX 580.
12/18/17 EQ 646; TU 660; EX 674.
7/30/23 EQ 708; TU 703; EX 721.
Message 4 of 10
Jutz
Valued Contributor

Re: Good BT cards

Also simplicity gives 5% of minimum payment for each payment more than minimum. Decent reward for not doing much. 

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 5 of 10
ricefed
Contributor

Re: Good BT cards

I know citi rejects you for checking and savings if you have a problem on the chex system. Do they reject you don credit cards for that too?

NFCU cash rewards 10,000 -Chase Sapphire Preferred 6,900-Chase Slate 6,000- Amazon 10,000 - Walmart 10,000- lowes 12,000 - Kay jewelers 7,500 - Amex Zync NPSL - CarCare One 500
Message 6 of 10
KIPPIE12
Established Contributor

Re: Good BT cards

Other great BT cards are Citi TY Preferred----0% for 18mos, and Chase Slate----0% for 15 mos, Discover also-----0% up to 15 mos

Current Score: EQ: 828, EX: 833, TU: 820 Citi TY Premier WEMC 46.5, (Since 1983)Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| Cap One QS WMC 15K|Chase Freedom VS 19.3k|Citi Dividend WEMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2|BBVA Amex 22.5k|Total Rewards VS 12.5k|SGV 10K|Venture 12k|BOA Virgin Atlantic WEMC 11.2K|MB Amex 9.5k
Message 7 of 10
nicholasyud
Valued Contributor

Re: Good BT cards

USAA had 0% balance transfer for 1 years Smiley Very Happy

Starting Score: 560
Current Score: ?
Goal Score: 800
Message 8 of 10
ricefed
Contributor

Re: Good BT cards

Thanks for the help everyone. I joined chase at a branch yesterday. After I was approved for the csp card I asked the rep if they have any rules about applying for more than one chase card in one day. She said she thought it was 30 days that's why I said slate was out. Well I decided to try applying online last night just to find out for myself. Well I got the app needs further review line. Called the automated line this morning and it was approved for 6,000 lol. One month ago I couldn't even get a 500 limit freedom card. Two years ago I didn't even have a single credit card or trade line. Anyone wanting to move forward in the credit game all you have to do is read everything on his site and learn. Now I'm going to go jump in the garden lol.
NFCU cash rewards 10,000 -Chase Sapphire Preferred 6,900-Chase Slate 6,000- Amazon 10,000 - Walmart 10,000- lowes 12,000 - Kay jewelers 7,500 - Amex Zync NPSL - CarCare One 500
Message 9 of 10
nicholasyud
Valued Contributor

Re: Good BT cards

Awesome......Congrat,......

Starting Score: 560
Current Score: ?
Goal Score: 800
Message 10 of 10
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