Credit Cards

[ricefed]

I'm looking for a good balance transfer card. I just got approved for a csp today so slate is a no go. Are there any other good transfer cards out right now? My Walmart fico is a 690 and I'm not sure about my other two. Aaoa is 2 years with 1 neg that is 4.5 years old. Utilization is about 20%.

[Jutz]

Citi simplicity 0% bt APR for 18 months

[Cadillac-XTS]

+1 and congrats on your approval

[birjest]

I was just approved with Simplicity today for 2K. 

[Jutz]

Also simplicity gives 5% of minimum payment for each payment more than minimum. Decent reward for not doing much. 

[ricefed]

I know citi rejects you for checking and savings if you have a problem on the chex system. Do they reject you don credit cards for that too?

[KIPPIE12]

Other great BT cards are Citi TY Preferred----0% for 18mos, and Chase Slate----0% for 15 mos, Discover also-----0% up to 15 mos

[nicholasyud]

USAA had 0% balance transfer for 1 years

[ricefed]

Thanks for the help everyone. I joined chase at a branch yesterday. After I was approved for the csp card I asked the rep if they have any rules about applying for more than one chase card in one day. She said she thought it was 30 days that's why I said slate was out. Well I decided to try applying online last night just to find out for myself. Well I got the app needs further review line. Called the automated line this morning and it was approved for 6,000 lol. One month ago I couldn't even get a 500 limit freedom card. Two years ago I didn't even have a single credit card or trade line. Anyone wanting to move forward in the credit game all you have to do is read everything on his site and learn. Now I'm going to go jump in the garden lol.

[nicholasyud]

Awesome......Congrat,......