Good News - Best Buy Mastercard now $0AF

[mgs2010]

I had this card from back when it was capital one and it had a $39.00 annual fee. I just received a letter today stating that it's transferring to Citi and that they're eliminating the annual fee with this card. I'm sure this is across the board - thought I would share. No need to call to ask for a waiver ;-)

[Sunshine85]

I received my disclosure last week. My disclosure shows I would still have the fee ($59). I'll be closing the account next year as soon as the fee is charged. 

[angelcred10]

This is not true.

Per Best Buy Employee,

We are still required by law after application should customer be approved for the gold Mastercard to explain the annual fee I wonder why you were taken off? lol

(this is public information)

[mgs2010]

hmm..I wonder if maybe they eliminated the $39 AF and decided to just do $0 or $59. Either way, if you call the backdoor numbers you more than likely can get it waived and hold onto the card another year after your next AF hits. I had them waive the first one by escalating on up as high as you can go.

[Schism213]

I am AU on BBMC and the new welcome pack and disclosure showed up in the mail last week. It shows a $59 annual fee. I would cancel this but am on the fence since this card was opened 11/2007. All other cards i have were opened in the last 18 months. That's a big hit to AAoA.

[Sunshine85]

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@mgs2010 wrote:

hmm..I wonder if maybe they eliminated the $39 AF and decided to just do $0 or $59. Either way, if you call the backdoor numbers you more than likely can get it waived and hold onto the card another year after your next AF hits. I had them waive the first one by escalating on up as high as you can go.

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HSBC always waived the fee, but I've decided that any card that won't give me a permanent fee waiver will be closed. I've had the card since 2006, my scores are 700+, so I see no reason to pay annual fees when I have other cards with no fees. 

[adaink]

$59.00 annual fee here as well.  This fee combined with a $300 credit limit means that this one is getting closed very soon.

[MarcinXP]

My also showed $0 Annual Membership Fee so gonna keep this one open since it's been on the chopping block a few times now.

[ficoguy75]

I remember seeing a posting about this we're the op posted the letter they recieved, waiving the annual fee. Does anyone know where that posting is? I would really appreciate it.