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I'm in the rebuilding stages of my credit and at the moment I have NF $500, cap 1 $7500, USAA $250, and Kay Jeweler's $900. What store cards should I app for and arent too hard to obtain. Im 1.5 yrs out of BK so they have to be bk friendly. Thanks!
The ones I burned were credit one, cap 1, macys, hsbc, and hooters.
@shalane85 wrote:I'm in the rebuilding stages of my credit and at the moment I have NF $500, cap 1 $7500, USAA $250, and Kay Jeweler's $900. What store cards should I app for and arent too hard to obtain. Im 1.5 yrs out of BK so they have to be bk friendly. Thanks!
May I ask why you are looking for new credit, or a store card specifically? I think that will help with responses.
+1 Walmart, Lowes, etc. any GE backed card. If you treat them right they will grow with you.
@SnackTrader wrote:
@shalane85 wrote:I'm in the rebuilding stages of my credit and at the moment I have NF $500, cap 1 $7500, USAA $250, and Kay Jeweler's $900. What store cards should I app for and arent too hard to obtain. Im 1.5 yrs out of BK so they have to be bk friendly. Thanks!
May I ask why you are looking for new credit, or a store card specifically? I think that will help with responses.
+1 for why?
@shalane85 wrote:I'm in the rebuilding stages of my credit and at the moment I have NF $500, cap 1 $7500, USAA $250, and Kay Jeweler's $900. What store cards should I app for and arent too hard to obtain. Im 1.5 yrs out of BK so they have to be bk friendly. Thanks!
Why?
Do you plan on shopping at these stores?
If not, getting credit just to get credit (or in the hopes that it will help you rebuild) is not going to help you.
Dare I venture to guess that you don't or hardly shop at a jewerly store (aka Kays)? Buying diamonds everyday are we?
Why? Well I am trying to build my credit and I love discounts. I just opened the Kay's because I was buying jewelry and I actually will use it. I thought having a good mix of credit is good for your fico scores. For the first yr after my BK I didnt have any credit except for a car loan so all of my accounts are less than 3 month old. Maybe I should weight until my cards are older? Am I applying for too much too soon?