Re: Good Store Cards to App for?

shalane85 · ‎11-10-2012

I'm in the rebuilding stages of my credit and at the moment I have NF $500, cap 1 $7500, USAA $250, and Kay Jeweler's $900. What store cards should I app for and arent too hard to obtain. Im 1.5 yrs out of BK so they have to be bk friendly. Thanks!

jsickz32 · ‎11-10-2012

Walmart or any GEbank backed cards. If you didnt burn them.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

shalane85 · ‎11-10-2012

The ones I burned were credit one, cap 1, macys, hsbc, and hooters.

gettnthere · ‎11-10-2012

+1@jsickz

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SnackTrader · ‎11-10-2012

@shalane85 wrote:
I'm in the rebuilding stages of my credit and at the moment I have NF $500, cap 1 $7500, USAA $250, and Kay Jeweler's $900. What store cards should I app for and arent too hard to obtain. Im 1.5 yrs out of BK so they have to be bk friendly. Thanks!

May I ask why you are looking for new credit, or a store card specifically? I think that will help with responses.

In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015

Shogun · ‎11-10-2012

+1 Walmart, Lowes, etc. any GE backed card. If you treat them right they will grow with you.

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chnceit · ‎11-10-2012

+1 for GE cards. Walmart apply for Discover version then they will determine which one you qualify for the store card or Discover. Amazon is also by GE. They are great with CLI!

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
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ccnewcc · ‎11-10-2012

@SnackTrader wrote:
@shalane85 wrote:
I'm in the rebuilding stages of my credit and at the moment I have NF $500, cap 1 $7500, USAA $250, and Kay Jeweler's $900. What store cards should I app for and arent too hard to obtain. Im 1.5 yrs out of BK so they have to be bk friendly. Thanks!
May I ask why you are looking for new credit, or a store card specifically? I think that will help with responses.

+1 for why?

ccnewcc · ‎11-10-2012

@shalane85 wrote:
I'm in the rebuilding stages of my credit and at the moment I have NF $500, cap 1 $7500, USAA $250, and Kay Jeweler's $900. What store cards should I app for and arent too hard to obtain. Im 1.5 yrs out of BK so they have to be bk friendly. Thanks!

Why?

Do you plan on shopping at these stores?

If not, getting credit just to get credit (or in the hopes that it will help you rebuild) is not going to help you.

Dare I venture to guess that you don't or hardly shop at a jewerly store (aka Kays)? Buying diamonds everyday are we?

shalane85 · ‎11-10-2012

Why? Well I am trying to build my credit and I love discounts. I just opened the Kay's because I was buying jewelry and I actually will use it. I thought having a good mix of credit is good for your fico scores. For the first yr after my BK I didnt have any credit except for a car loan so all of my accounts are less than 3 month old. Maybe I should weight until my cards are older? Am I applying for too much too soon?

Good Store Cards to App for?

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Good Store Cards to App for?