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Frequent Contributor
shalane85
Posts: 286
Registered: ‎06-19-2008
0

Good Store Cards to App for?

I'm in the rebuilding stages of my credit and at the moment I have NF $500, cap 1 $7500, USAA $250, and Kay Jeweler's $900. What store cards should I app for and arent too hard to obtain. Im 1.5 yrs out of BK so they have to be bk friendly. Thanks!

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jsickz32
Posts: 1,987
Registered: ‎06-25-2012
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Re: Good Store Cards to App for?

Walmart or any GEbank backed cards. If you didnt burn them.
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Frequent Contributor
shalane85
Posts: 286
Registered: ‎06-19-2008
0

Re: Good Store Cards to App for?

The ones I burned were credit one, cap 1, macys, hsbc, and hooters.

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Starting Score: 472
Current Score: 628
Goal Score: 680


Take the FICO Fitness Challenge





Starting Score: EQ FICO 470 TU FICO 482 7/15/2011
Current Score: EX ?? /EQ FICO 628 / TU ??
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Navy Federal nRewards $500 cl
Capitol One Platinum (AU) $7500 cl
USAA Amex $250
Kay Jewelers $900
Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012
0

Re: Good Store Cards to App for?

+1@jsickz


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SnackTrader
Posts: 1,566
Registered: ‎09-15-2012
0

Re: Good Store Cards to App for?


shalane85 wrote:

I'm in the rebuilding stages of my credit and at the moment I have NF $500, cap 1 $7500, USAA $250, and Kay Jeweler's $900. What store cards should I app for and arent too hard to obtain. Im 1.5 yrs out of BK so they have to be bk friendly. Thanks!


May I ask why you are looking for new credit, or a store card specifically?  I think that will help with responses.


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Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: Good Store Cards to App for?

+1 Walmart, Lowes, etc.  any GE backed card.  If you treat them right they will grow with you.


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Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Good Store Cards to App for?

+1 for GE cards. Walmart apply for Discover version then they will determine which one you qualify for the store card or Discover. Amazon is also by GE. They are great with CLI!


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Established Contributor
ccnewcc
Posts: 560
Registered: ‎09-29-2012
0

Re: Good Store Cards to App for?


SnackTrader wrote:

shalane85 wrote:

I'm in the rebuilding stages of my credit and at the moment I have NF $500, cap 1 $7500, USAA $250, and Kay Jeweler's $900. What store cards should I app for and arent too hard to obtain. Im 1.5 yrs out of BK so they have to be bk friendly. Thanks!


May I ask why you are looking for new credit, or a store card specifically?  I think that will help with responses.


+1 for why?

Established Contributor
ccnewcc
Posts: 560
Registered: ‎09-29-2012
0

Re: Good Store Cards to App for?


shalane85 wrote:

I'm in the rebuilding stages of my credit and at the moment I have NF $500, cap 1 $7500, USAA $250, and Kay Jeweler's $900. What store cards should I app for and arent too hard to obtain. Im 1.5 yrs out of BK so they have to be bk friendly. Thanks!


Why?

 

Do you plan on shopping at these stores?

 

If not, getting credit just to get credit (or in the hopes that it will help you rebuild) is not going to help you.

 

 

Dare I venture to guess that you don't or hardly shop at a jewerly store (aka Kays)?  Buying diamonds everyday are we?

Frequent Contributor
shalane85
Posts: 286
Registered: ‎06-19-2008
0

Re: Good Store Cards to App for?

Why? Well I am trying to build my credit and I love discounts. I just opened the Kay's because I was buying jewelry and I actually will use it. I thought having a good mix of credit is good for your fico scores. For the first yr after my BK I didnt have any credit except for a car loan so all of my accounts are less than 3 month old. Maybe I should weight until my cards are older? Am I applying for too much too soon?

-------------------------------------------------------------------------------------------------

Starting Score: 472
Current Score: 628
Goal Score: 680


Take the FICO Fitness Challenge





Starting Score: EQ FICO 470 TU FICO 482 7/15/2011
Current Score: EX ?? /EQ FICO 628 / TU ??
Goal Score: 680 across the board!

Navy Federal nRewards $500 cl
Capitol One Platinum (AU) $7500 cl
USAA Amex $250
Kay Jewelers $900

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