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Frequent Contributor
shalane85
Posts: 271
Registered: ‎06-19-2008

Good Store Cards to App for?

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‎11-10-2012 06:22 AM

I'm in the rebuilding stages of my credit and at the moment I have NF $500, cap 1 $7500, USAA $250, and Kay Jeweler's $900. What store cards should I app for and arent too hard to obtain. Im 1.5 yrs out of BK so they have to be bk friendly. Thanks!

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Starting Score: 472
Current Score: 628
Goal Score: 680

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Starting Score: EQ FICO 470 TU FICO 482 7/15/2011
Current Score: EX ?? /EQ FICO 628 / TU ??
Goal Score: 680 across the board!

Navy Federal nRewards $500 cl
Capitol One Platinum (AU) $7500 cl
USAA Amex $250
Kay Jewelers $900
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Valued Contributor
jsickz32
Posts: 1,815
Registered: ‎06-25-2012

Re: Good Store Cards to App for?

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‎11-10-2012 06:25 AM

Walmart or any GEbank backed cards. If you didnt burn them.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
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Frequent Contributor
shalane85
Posts: 271
Registered: ‎06-19-2008

Re: Good Store Cards to App for?

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‎11-10-2012 06:54 AM

The ones I burned were credit one, cap 1, macys, hsbc, and hooters.

-------------------------------------------------------------------------------------------------
Starting Score: 472
Current Score: 628
Goal Score: 680

Take the FICO Fitness Challenge





Starting Score: EQ FICO 470 TU FICO 482 7/15/2011
Current Score: EX ?? /EQ FICO 628 / TU ??
Goal Score: 680 across the board!

Navy Federal nRewards $500 cl
Capitol One Platinum (AU) $7500 cl
USAA Amex $250
Kay Jewelers $900
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Established Contributor
gettnthere
Posts: 899
Registered: ‎06-14-2012

Re: Good Store Cards to App for?

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‎11-10-2012 07:00 AM

+1@jsickz


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
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Established Contributor
SnackTrader
Posts: 1,046
Registered: ‎09-15-2012

Re: Good Store Cards to App for?

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‎11-10-2012 07:48 AM

shalane85 wrote:

I'm in the rebuilding stages of my credit and at the moment I have NF $500, cap 1 $7500, USAA $250, and Kay Jeweler's $900. What store cards should I app for and arent too hard to obtain. Im 1.5 yrs out of BK so they have to be bk friendly. Thanks!

May I ask why you are looking for new credit, or a store card specifically?  I think that will help with responses.

In My Wallet: Amex BCP (12/12) $13,500, Cap1 Cash Rewards (6/12) $9,000, Barclaycard Arrival (5/13) $7,500, Citi Forward (12/12) $6,500, Chase Freedom (12/12) $5,000

In The Garden!


Last App: May 21, 2013
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Shogun
Posts: 7,617
Registered: ‎04-15-2011

Re: Good Store Cards to App for?

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‎11-10-2012 08:34 AM

+1 Walmart, Lowes, etc.  any GE backed card.  If you treat them right they will grow with you.

Starting Score: 504

Current Score: EQ FICO 819, TU08 778, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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chnceit
Posts: 1,198
Registered: ‎08-17-2008

Re: Good Store Cards to App for?

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‎11-10-2012 08:50 AM

+1 for GE cards. Walmart apply for Discover version then they will determine which one you qualify for the store card or Discover. Amazon is also by GE. They are great with CLI!


$100K in Credit
Last App: 01/09/13
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ccnewcc
Posts: 485
Registered: ‎09-29-2012

Re: Good Store Cards to App for?

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‎11-10-2012 09:27 AM

SnackTrader wrote:
shalane85 wrote:

I'm in the rebuilding stages of my credit and at the moment I have NF $500, cap 1 $7500, USAA $250, and Kay Jeweler's $900. What store cards should I app for and arent too hard to obtain. Im 1.5 yrs out of BK so they have to be bk friendly. Thanks!

May I ask why you are looking for new credit, or a store card specifically?  I think that will help with responses.

+1 for why?

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Frequent Contributor
ccnewcc
Posts: 485
Registered: ‎09-29-2012

Re: Good Store Cards to App for?

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‎11-10-2012 09:30 AM

shalane85 wrote:

I'm in the rebuilding stages of my credit and at the moment I have NF $500, cap 1 $7500, USAA $250, and Kay Jeweler's $900. What store cards should I app for and arent too hard to obtain. Im 1.5 yrs out of BK so they have to be bk friendly. Thanks!

Why?

 

Do you plan on shopping at these stores?

 

If not, getting credit just to get credit (or in the hopes that it will help you rebuild) is not going to help you.

 

 

Dare I venture to guess that you don't or hardly shop at a jewerly store (aka Kays)?  Buying diamonds everyday are we?

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shalane85
Posts: 271
Registered: ‎06-19-2008

Re: Good Store Cards to App for?

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‎11-10-2012 09:35 AM

Why? Well I am trying to build my credit and I love discounts. I just opened the Kay's because I was buying jewelry and I actually will use it. I thought having a good mix of credit is good for your fico scores. For the first yr after my BK I didnt have any credit except for a car loan so all of my accounts are less than 3 month old. Maybe I should weight until my cards are older? Am I applying for too much too soon?

-------------------------------------------------------------------------------------------------
Starting Score: 472
Current Score: 628
Goal Score: 680

Take the FICO Fitness Challenge





Starting Score: EQ FICO 470 TU FICO 482 7/15/2011
Current Score: EX ?? /EQ FICO 628 / TU ??
Goal Score: 680 across the board!

Navy Federal nRewards $500 cl
Capitol One Platinum (AU) $7500 cl
USAA Amex $250
Kay Jewelers $900
Message 10 of 16 (461 Views)
 
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