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So today I was bored at work and decided hey what the heck its been almost a year since I have applied for anything so let me call a couple of cards and see what they can do for me. And I actually pulled my FICOs yesterday and that got me brave LOL TU-740 EQ-745 EX-675
So first victim was Crap One and a whoping 250 CLI, next was Discover 1000 CLI no hard inq, so I have only 1 inquiry on EQ and after reading on here (thank you guys/gals) I decide that my best bet would be with PenFed so I applied for the rewards card and got the dreaded Processing message a little while ago I received an approval for 3500 a bit less than I was hoping for but im sure it will grow with me.
So all in all I upped my available credit by 4750 not bad for 1 inquiry now my utility will be very low currently 9% woo hoo.
Thanks to everyone on this board a year ago I couldnt get 300 Credit limits