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Established Contributor
Jlu
Posts: 922
Registered: ‎06-12-2012
0

Re: Good deal or bad deal...

[ Edited ]

I'm sure there are some deals to be had on unique merchandise on Fingerhut but when you compare something like a home entertainment system you will be paying anywhere from 20-30% more than if you went to Amazon.

 

And this Horizon crap is worse than FH. OP is looking at paying over $375 in fees alone for the first year and that's if you don't buy any of the crap they sell. You don't need credit this bad. You can open two First Premier CC's for the price of this junk.

JP Morgan Select $10k | CSP $10k | Citi TY Premier $15k | BofA 3-2-1 $15k | Chase Freedom $10k | Discover IT $10k | Barclaycard $15k | AMEX SPG $5k | AMEX PRG NPSL | NASA Platinum-Advantage $10k | CapOne Quicksilver $3k | Walmart Card $5k | Amazon Card $10k | Chase Auto 1.49% | Joined myFICO 6/12 with a 540 FICO & today I'm over 750!
Valued Contributor
tcbofade
Posts: 2,513
Registered: ‎09-26-2011
0

Re: Good deal or bad deal...


Jlu wrote:

And this Horizon crap is worse than FH. OP is looking at paying over $375 in fees alone for the first year and that's if you don't buy any of the crap they sell. You don't need credit this bad. You can open two First Premier CC's for the price of this junk.


+1

 


Current Scores: EX 694 (FCR) TU08: 650 Wally. 12/10/14
Last app 05/29/2014.
Being held hostage in the garden until 06 January 2015!
Zero percent financing is where the devil lives...
Regular Contributor
Flying_High
Posts: 190
Registered: ‎08-12-2012
0

Re: Good deal or bad deal...

I cancel it she tryed talking me out of it but wasnt hearing it :manlol:,, I was looking at First Premier & Capital One Cash Back  & BOA CC, but not sure what one im getting all i do kn is if im going to apply i have to be approve other wise im wasting my time

As of 9/13"
Starting Score: 600
Goal Score: 740
Garden till 10/14"
Valued Contributor
Crashem
Posts: 3,096
Registered: ‎01-26-2012
0

Re: Good deal or bad deal...

JBEACH, make a new thread asking for recommendations.  You need to give us your FICO score (buy the equifax one from here) and what your credit profile looks like (aaoa, what current lines and what they look like, any negatives, income, etc.).  You will get lots of advice on where to go.

               LIMITS IN CARD DESCRIPTIONS
Established Contributor
Jlu
Posts: 922
Registered: ‎06-12-2012
0

Re: Good deal or bad deal...

^This.

JP Morgan Select $10k | CSP $10k | Citi TY Premier $15k | BofA 3-2-1 $15k | Chase Freedom $10k | Discover IT $10k | Barclaycard $15k | AMEX SPG $5k | AMEX PRG NPSL | NASA Platinum-Advantage $10k | CapOne Quicksilver $3k | Walmart Card $5k | Amazon Card $10k | Chase Auto 1.49% | Joined myFICO 6/12 with a 540 FICO & today I'm over 750!
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Good deal or bad deal...

Sometimes I wish there was a 'like' button on here like FB haha!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
jamesdwi
Posts: 1,970
Registered: ‎09-16-2011
0

Re: Good deal or bad deal...

CLOSE IT DOWN, Close it, you don't need those type of fees..  fee for having account, a fee for not using account and we can only guess what The APR is on it, I would guess 29% plus seem to be real bottom feeders.

 

 


Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Sally Mae5k Sams Club MC 10k, Paypal Extras MC 6k, CapOne QS 2.5k, QS 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
Last APP 12/15/2014
Regular Contributor
Flying_High
Posts: 190
Registered: ‎08-12-2012
0

Re: Good deal or bad deal...

I dont kn how to do it i am still new to this im trying to learn lots of things at once but its seems to not work,, answer to your questions FICO

TU 741, EQ 692, I have 1 Credit card for 6 months no late payments pay in full File is THIN

As of 9/13"
Starting Score: 600
Goal Score: 740
Garden till 10/14"
Regular Contributor
Flying_High
Posts: 190
Registered: ‎08-12-2012
0

Re: Good deal or bad deal...

yes me to lol

As of 9/13"
Starting Score: 600
Goal Score: 740
Garden till 10/14"
Regular Contributor
Flying_High
Posts: 190
Registered: ‎08-12-2012
0

Re: Good deal or bad deal...

i did close it...thx tho

As of 9/13"
Starting Score: 600
Goal Score: 740
Garden till 10/14"

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