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Good month for CLI's

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DVH1980
Contributor

Good month for CLI's

This month was golden for CLI's....

 

Barclays---+1000

First Premiere----+150

Capital One----+250

Credit One----+100

 

Not much but I'll take it. Cant expect too much given that my scores a year ago were high 400's, low 500's. Today they are mid-high 600s. Another year or so and I can finally kick the builder cards but i'll keep taking the CLI's for now.

*USAA WORLD MC 18k* *USAA VISA 12k* *AMEX BCE 10k* *DISCOVER IT 15k* *AMEX ZYNC* *B of A SIGNATURE CASH 15k* *NAVY FEDERAL PLATINUM 20k* *CITI DOUBLE CASH 15k* *Veridian CU 14k* *Barclays Apple 12.5k*

Message 1 of 9
8 REPLIES 8
Creditaddict
Legendary Contributor

Re: Good month for CLI's


@DVH1980 wrote:

This month was golden for CLI's....

 

Barclays---+1000

First Premiere----+150

Capital One----+250

Credit One----+100

 

Not much but I'll take it. Cant expect too much given that my scores a year ago were high 400's, low 500's. Today they are mid-high 600s. Another year or so and I can finally kick the builder cards but i'll keep taking the CLI's for now.


Find yourself a GE card.... Mid 600's and you might get a Visa version of whatever store you apply for... then you can kick Credit One and First Premier NOW instead of a year and another $100 in monthly fees!

 

Congrats on the path so far though Smiley Happy

Message 2 of 9
tinuviel
Moderator Emeritus

Re: Good month for CLI's

That's wonderful, congratulations! Increases of any size indicate forward progress. Nice job on your rebuild... keep up the good work! Smiley Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 3 of 9
crunching_numbers
Valued Contributor

Re: Good month for CLI's


@tinuviel wrote:

That's wonderful, congratulations! Increases of any size indicate forward progress. Nice job on your rebuild... keep up the good work! Smiley Happy



+1

 


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 4 of 9
DVH1980
Contributor

Re: Good month for CLI's

Tried for an Amazon Visa in September and was shot down. Im sure I had too many INQ and my credit file is pretty thing, AAoA is only 1.8 years and have a a couple of paid CO's from years ago. However, everything had been positive for the last 2 years, including a recent auto loan.

*USAA WORLD MC 18k* *USAA VISA 12k* *AMEX BCE 10k* *DISCOVER IT 15k* *AMEX ZYNC* *B of A SIGNATURE CASH 15k* *NAVY FEDERAL PLATINUM 20k* *CITI DOUBLE CASH 15k* *Veridian CU 14k* *Barclays Apple 12.5k*

Message 5 of 9
LS2982
Mega Contributor

Re: Good month for CLI's


@DVH1980 wrote:

This month was golden for CLI's....

 

Barclays---+1000

First Premiere----+150

Capital One----+250

Credit One----+100

 

Not much but I'll take it. Cant expect too much given that my scores a year ago were high 400's, low 500's. Today they are mid-high 600s. Another year or so and I can finally kick the builder cards but i'll keep taking the CLI's for now.


Congrats on your credit journey so far!!!




EQ FICO 548 3/3/16
Message 6 of 9
Anonymous
Not applicable

Re: Good month for CLI's

Great!  Smiley Tongue

Message 7 of 9
Creditaddict
Legendary Contributor

Re: Good month for CLI's


@DVH1980 wrote:

Tried for an Amazon Visa in September and was shot down. Im sure I had too many INQ and my credit file is pretty thing, AAoA is only 1.8 years and have a a couple of paid CO's from years ago. However, everything had been positive for the last 2 years, including a recent auto loan.


Amazon store card is backed by GE but the Amazon Visa is actually Chase... Not sure why or how that happened, I pretty much think any other GE backed store card is also backed by GE for the Visa/Discover/Amex depending on store.

Message 8 of 9
LS2982
Mega Contributor

Re: Good month for CLI's

Chase probably outbidded GE for it.



EQ FICO 548 3/3/16
Message 9 of 9
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