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Agree with getting your Fico score over 680 before you apply, maybe even 700. Low 600's you might be able to get a shopping cart card. ymmv
I don't think Cabela's is particularly inquiry sensitive or utilization sensitive. Cabela's owns WFB and they tend to approve low 600 scores. I know, I was there two years ago.
@obageegee wrote:I don't think Cabela's is particularly inquiry sensitive or utilization sensitive. Cabela's owns WFB and they tend to approve low 600 scores. I know, I was there two years ago.
What APR & CL did they give you ??? If he can wait he will get a much better card with a score in the 680-700 range