Credit Card Center Advertiser Disclosure†
06-10-2009 09:11 AM - edited 06-10-2009 09:13 AM
Please keep in mind that if your account has been open less than six
months or if you are requesting a credit limit larger than $12,000.00,
we will not be able to process your request at this time.
addition, the maximum additional amount that can be approved for a
credit line increase is $2,000.00 more than your current credit limit.
sucks but oh well
06-10-2009 11:06 AM
Good to know - I wonder if the 2,000 dollars pertains specifically to your account, or that is there rule in general.
Thanks for the info.
06-10-2009 11:19 AM
06-10-2009 07:08 PM
Not anymore! I asked for an increase and was told that 16K was the max, they aren't considering anything higher at this time
Interesting. They do seem a little less generous with their limits: my Chase and Citi both have limits over $20K but my Discover is a little over $10K. Note that I've never requested an increase from anybody, I've had all my cards for over 10 years and their automatic credit limit increases have been more than sufficient for anything I've ever wanted to spend.
06-10-2009 07:36 PM
Interesting. My Discover started at 1.1k in Feb 08. In Sept 08 I asked for a CLI (with a hard pull) and asked for and got 3.5k. Around Feb 09 I asked for a CLI and got a 1k (soft pull) to 4.5k.
My point? Once upon a time they did increases greater than 2k.
06-11-2009 04:24 AM
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