Thanks to all of you on this board, I am entering the new year in pretty good shape.
Just submitted payments to all my cards used at Christmas so that 2014 can start with mostly zero balances (Amex will probaby have less than 100... I know the charges havent all hit). I'm firmly in the garden... and with a little help from the Target debacle, I am truly in forced gardening mode as I put a 90day freeze on my profile the minute I got the email from Target about their breach. I have not seen impact but not taking chances.
You are all very encouraging, and give the tough love when needed. so raising a glass of diet coke to you all (hey its only 11am in Colorado!!!)
Y'all be careful out there tonight....
@codimom wrote:Thanks to all of you on this board, I am entering the new year in pretty good shape.
Just submitted payments to all my cards used at Christmas so that 2014 can start with mostly zero balances (Amex will probaby have less than 100... I know the charges havent all hit). I'm firmly in the garden... and with a little help from the Target debacle, I am truly in forced gardening mode as I put a 90day freeze on my profile the minute I got the email from Target about their breach. I have not seen impact but not taking chances.
You are all very encouraging, and give the tough love when needed. so raising a glass of diet coke to you all (hey its only 11am in Colorado!!!)
Y'all be careful out there tonight....
Best wishes to you as well! Nothing like starting 2014 with a clean slate right? 
@codimom wrote:Thanks to all of you on this board, I am entering the new year in pretty good shape.
Just submitted payments to all my cards used at Christmas so that 2014 can start with mostly zero balances (Amex will probaby have less than 100... I know the charges havent all hit). I'm firmly in the garden... and with a little help from the Target debacle, I am truly in forced gardening mode as I put a 90day freeze on my profile the minute I got the email from Target about their breach. I have not seen impact but not taking chances.
You are all very encouraging, and give the tough love when needed. so raising a glass of diet coke to you all (hey its only 11am in Colorado!!!)
Y'all be careful out there tonight....
Happy New Year to you and yours!
@codimom wrote:Thanks to all of you on this board, I am entering the new year in pretty good shape.
Just submitted payments to all my cards used at Christmas so that 2014 can start with mostly zero balances (Amex will probaby have less than 100... I know the charges havent all hit). I'm firmly in the garden... and with a little help from the Target debacle, I am truly in forced gardening mode as I put a 90day freeze on my profile the minute I got the email from Target about their breach. I have not seen impact but not taking chances.
You are all very encouraging, and give the tough love when needed. so raising a glass of diet coke to you all (hey its only 11am in Colorado!!!)
Y'all be careful out there tonight....
Ending a year debt free is probably the most underrated accomplishment a person can achieve. Congratulations to you, and here's to continued success in the next year!
