Goodbye Chase and Orchard!

[BGMWPD320]

So I am "upgrading" my credit cards because I am tired of my LOW CLs from Chase ($200) and Orchard ($500).  I have had both accounts over two years and have not been approved for a single CLI.  I requested CLI from both today, for the final time, and was denied by both.  They are both going into my sock drawer and I don't know if they will see the light of day again.

I am replacing Chase with my new BoA that has a $2.5k CL.  What type of card should I replace my Orchard card with?  You can see my FICO scores in my sig.  EX and EQ have no baddies and TU has one baddie.

[preci0uz]

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@BGMWPD320 wrote:

So I am "upgrading" my credit cards because I am tired of my LOW CLs from Chase ($200) and Orchard ($500). I have had both accounts over two years and have not been approved for a single CLI. I requested CLI from both today, for the final time, and was denied by both. They are both going into my sock drawer and I don't know if they will see the light of day again.

I am replacing Chase with my new BoA that has a $2.5k CL. What type of card should I replace my Orchard card with? You can see my FICO scores in my sig. EX and EQ have no baddies and TU has one baddie.

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Which card do you have with Chase? I was denied for the ChaseFreedom card and I called the recon # and the analyst approved me and matched the card w/ a 1.5k CL as one of my other cards. maybe they can match your BOFA card who knows!

I officially hate HSBC and Orchard- burn the card!!!!!!yeahhhhhh!! I can't wait to that to get rid of my orchard card!

Message Edited by preci0uz on 07-26-2008 05:58 PM

[BGMWPD320]

It is just a regular Chase MC. 

[unknown_entity]

Cabelas Club Visa pulls EQ and My Mom got a $6000 credit limit with a similar score, I think she was at 710.  It's not a bad card either.  Great customer service and the fees are lower than most banks.

https://www.cabelas.com/cabelas/en/templates/community/aboutus/visa/visa-application.jsp;jsessionid=...

[preci0uz]

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@BGMWPD320 wrote:

It is just a regular Chase MC.

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I would just apply for the chase freedom (since you get an instant response) and if it says denied or a small credit limit- call the recon number and they will approve you or increase your line.

If you have any baddies you will have to explain to them.

Good luck!