Goodbye First Premier, HELLO NFCU!

[Anonymous]

I've been racking my brain for the last two weeks, trying to find an "in" with Navy. Yesterday I remembered that DW's mom works at Tripler Army Medical Hospital through a contractor. I jumped on Navy's site and sure enough, it looked like it would qualify. I waited for DW to get home from work. Had her call up and open up a joint account for us. Now I've been wanting in with NFCU because I know that they're BK friendly, have great service, and give great CL's. Well, all of that was proved true last night. The reps were a complete joy to work with. They never even mentioned the BK. And, they approved us for a $7K nRewards Visa! Holy hell! We have tons of inquiries right now, I still have a few baddies that are supposed to be marked as IIB, but are violating right now. Together, our combined CL's total $4120 between about 8 cards. Only $2620 of that was actually reporting at the time, and we were reporting 40% utilization because all of our cards are being slow to report.

Wow. Just wow. DW couldn't figure out why I wanted in there so bad, and why I made her call as soon as she walked in the door. NOW she knows!

Time for serious garden mode now Thanks to the members of this board for helping us get our credit where it is so far, and pointing us to NFCU. They've got all of our business now. Moving our banking, cars, and mortgage there as soon as we can.

[ficofox]

Congrats!

[FicoScore626]

CONGRATULATIONS!!!

As for First Premier, did you toss their prestigious card in the shredder?

[RockinRay]

Shred it two times! Feels much better!

Congrats...

Ray

[tinuviel]

Congrats!!!!!!!!!!!

Somehow, I'm sure that you'll manage to muddle along without that FP card.

[Datx]

Awesome, congrats! I'm sure you will be happy with NFCU.

[Anonymous]

Thanks everyone. So far, I'm very pleased. I wish I could access my account and get that all set-up, so that's the only hitch I've found so far.

As for FP, my AF is due in January. I'm going to keep them open until then and run a bill on autopay each month, just to have some usage and report a few more payments. But it will be hitting the shredder before they try to charge me an AF again!

[Anonymous]

I have to agree that waiting for the online account access is a pain. Since I just had my membership approved yesterday, I called today about the online access (hoping it would be faster if they set it up over the phone), but she said they still have to mail me an activation letter with the instructions, which takes 5+ business days.

[ChesterPDexter]

Hi AndyK,

Did you have to jump through a lot of hoops to have your membership approved?  Your post motivated me to apply for membership.  I'm biting my nails until I get approved.  I hope it goes smoothly.  Of course I sent in a deposit as part of the online application process.  That always greases the wheels, at least I hope.

I'm not applying for a card, simply for membership and a savings/checking account.

*sorry, I meant to say that it was stangg's post that motivated me.  I've been following the thread with great interest.

[Anonymous]

If I work for a construction contractor and we do work on the local Air Force base does that mean I would be eligbile? I may just call the 800 number but from what the elibility wizard says I think I might be.