Reply
Member
guycreddit
Posts: 5
Registered: ‎05-04-2009

Goodbye First Premier

My credit has finally improved to the point where in the last 30-45 days I have been approved for a 1500 slate card 1000 walmart ge card and 1200 discover card.

DISCOVER IT 1200, WALMART STORE CARD 3000, ORCHARD BANK 450, ORCHARD BANK 520 , CAP1 500, CHASE SLATE 1500, BARCLAYS NFL 500
10/2012 EQ 658, EX 758 credit sesame TU 690 MYFICO.COM
Regular Contributor
alboto
Posts: 211
Registered: ‎08-23-2012

Re: Goodbye First Premier

Will you be cutting or burning the card? Lol
Contributor
obageegee
Posts: 152
Registered: ‎09-30-2012

Re: Goodbye First Premier

I had the great pleasure of burning mine. Soaked in cheap burbon in my fireplace!



Starting Score: 530 - 2/12
Current Score: EX - 682 EQ - 704 TU-680
Goal Score: 700+
App free since 10/24/12
Contributor
EandK23
Posts: 171
Registered: ‎09-12-2012

Re: Goodbye First Premier

It felt soooooo good to get rid of mine last month!  Congrats on the new lines of credit. 



Starting Score: 632 (TU) 02/2011
Current Score: TU08: 743 (12/12) EX: 742 (Amex Pull) 09/2012
Goal Score: 780


Take the FICO Fitness Challenge

Established Contributor
CruzImperial
Posts: 860
Registered: ‎07-04-2012

Re: Goodbye First Premier

Make sure to record the experience for future reference.
Fico Scores: . Walmart TU 724 . App free since Aug 2012 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCP 6k | Citi Forward 3k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 6k | Discover Walmart 4.9k | Barclays Apple 2.5k | BoA CR 800
Established Contributor
maiden_girl
Posts: 1,157
Registered: ‎12-29-2011

Re: Goodbye First Premier

CONGRATS!

 

I wonder if FP will ever go out of business?

The truth is out there...

FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Valued Contributor
afbar1114
Posts: 2,174
Registered: ‎01-09-2012

Re: Goodbye First Premier

Congrats...and no they wont go out of business with the fees they charge and people will always need to rebuild credit

In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Moderator
Shogun
Posts: 7,372
Registered: ‎04-15-2011

Re: Goodbye First Premier

Congrats!   And I'm sure it won't be missed.

 


Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: Goodbye First Premier


afbar1114 wrote:
Congrats...and no they wont go out of business with the fees they charge and people will always need to rebuild credit

They will if we let every young kid know about Secured credit cards which is what First premier basically is.... $179 annual fee and $200 limit openning balance of $21 usable.... it's a 90% secured credit card lol. I'm starting to volunteer to private schools soon to give them a crash course in credit only about hour long but it'll probably be one of the most useful hours in their lives if they listen LOL


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Established Contributor
snowkitty
Posts: 636
Registered: ‎09-10-2012

Re: Goodbye First Premier

Congrats!! :catvery-happy:

TU Fico 714 | Sesame 738 | Credit Karma 734 | Wal-Mart FICO 708 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 5.5k | Citi Diamond Preferred 6k | Bofa Visa 500 | Discover More 1.5k | Wal-Mart 2.5k | Amazon 2.5k | Old Navy 1050 | Shell 600 | BP 400 | VS 500 | Sam's Discover 3.5k | FNBO Amex 6k | Chase Freedom 1k | Brylane Homes 600 | BML 821

*You can find me in the garden.....app free since 3/21/13*

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+