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Goodbye First Premier

Member

Goodbye First Premier

My credit has finally improved to the point where in the last 30-45 days I have been approved for a 1500 slate card 1000 walmart ge card and 1200 discover card.

DISCOVER IT 1200, WALMART STORE CARD 3000, ORCHARD BANK 450, ORCHARD BANK 520 , CAP1 500, CHASE SLATE 1500, BARCLAYS NFL 500
10/2012 EQ 658, EX 758 credit sesame TU 690 MYFICO.COM
Message 1 of 12
11 REPLIES
Regular Contributor

Re: Goodbye First Premier

Will you be cutting or burning the card? Lol
Message 2 of 12
Frequent Contributor

Re: Goodbye First Premier

I had the great pleasure of burning mine. Soaked in cheap burbon in my fireplace!

Message 3 of 12
Regular Contributor

Re: Goodbye First Premier

It felt soooooo good to get rid of mine last month!  Congrats on the new lines of credit. 

Message 4 of 12
Established Contributor

Re: Goodbye First Premier

Make sure to record the experience for future reference.
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 5 of 12
Valued Contributor

Re: Goodbye First Premier

CONGRATS!

 

I wonder if FP will ever go out of business?

As of 2017, rebuilding...
Message 6 of 12
Valued Contributor

Re: Goodbye First Premier

Congrats...and no they wont go out of business with the fees they charge and people will always need to rebuild credit

In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Message 7 of 12
Moderator Emeritus

Re: Goodbye First Premier

Congrats!   And I'm sure it won't be missed.

 

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 8 of 12
Established Contributor

Re: Goodbye First Premier


afbar1114 wrote:
Congrats...and no they wont go out of business with the fees they charge and people will always need to rebuild credit

They will if we let every young kid know about Secured credit cards which is what First premier basically is.... $179 annual fee and $200 limit openning balance of $21 usable.... it's a 90% secured credit card lol. I'm starting to volunteer to private schools soon to give them a crash course in credit only about hour long but it'll probably be one of the most useful hours in their lives if they listen LOL


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 9 of 12
Established Contributor

Re: Goodbye First Premier

Congrats!! Cat Very Happy

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 10 of 12