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Valued Contributor
Posts: 2,457
Registered: ‎09-16-2011

Re: Goodbye Synch, blue envelope strikes again


AverageJoesCredit wrote:
Jamesdwi, lol, how in the heck did you get a cl of 10009 on your Wally? Thats crazy , never seen that beforeSmiley Wink

had a $9 balance, and when you request an CLI it asked me how much I needed, and requested 10,000, they added the requested CLI, which made my CL 10,009, I never bothered to call in and get it fixed.  not that OCD, I know others would that would of been driven crazy. 

 

 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Senior Contributor
Posts: 8,079
Registered: ‎04-23-2016
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Re: Goodbye Synch, blue envelope strikes again

Wow crazy story indeed. You'd figure if your limit was 2000 even with a $9 balance, and you asked for a 8000 increase youd get the 10 but still have the 9 buck balance. Weird but Sync is Sync. I once had a 0.76 credit, and they just actually sent me a check for that amount so my balance would be 0 lolSmiley Wink
Valued Contributor
Posts: 1,127
Registered: ‎01-24-2016

Re: Goodbye Synch, blue envelope strikes again

The limits I had were

 

CareCredit: $15,000

Lowes: $17,000

Ritani: $10,000

CheapO: $2,000

Chevron: $4,000

Amazon: $4,000

 

income at the time of last CLI was $74k ish. I hadn't opened any new accounts with Synch or applied since I had gotten the Cheap O card a few months ago. They claim it's for fraud protection but I believe that is complete lie as there are more secure ways of verifying customers.


EX: 745 TU: 753 EQ: 720
Established Contributor
Posts: 526
Registered: ‎02-22-2017

Re: Goodbye Synch, blue envelope strikes again

[ Edited ]

tydawg wrote:

The limits I had were

 

CareCredit: $15,000

Lowes: $17,000

Ritani: $10,000

CheapO: $2,000

Chevron: $4,000

Amazon: $4,000

 

income at the time of last CLI was $74k ish. I hadn't opened any new accounts with Synch or applied since I had gotten the Cheap O card a few months ago. They claim it's for fraud protection but I believe that is complete lie as there are more secure ways of verifying customers.


Holy *#*%#...so you just lost over $50,000 !? That's terrible....hope you weren't needing that for padding some utilization. Do you use Amazon a lot? You could at least get the Amazon Chase Visa. But wow...$50k poof just like that...sucks!

 

Edit...nevermind...noticed I your sig you already have the Chase version for Amazon!!


In the wallet:
Amex BCE ~ Discover ~ NFCU Cash Rewards Visa Signature ~ Chase Amazon Prime Visa Signature ~ PenFed Cash Rewards Visa ~ Fairwinds Credit Union Cash Rewards Visa ~ CapOne QS1

Last HP-7/5/17--For my mortgage! Closed on mortgage 8/9/17!! Woot!
Senior Contributor
Posts: 6,427
Registered: ‎08-04-2014
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Re: Goodbye Synch, blue envelope strikes again

[ Edited ]

tydawg wrote:

The limits I had were

 

CareCredit: $15,000

Lowes: $17,000

Ritani: $10,000

CheapO: $2,000

Chevron: $4,000

Amazon: $4,000

 

income at the time of last CLI was $74k ish. I hadn't opened any new accounts with Synch or applied since I had gotten the Cheap O card a few months ago. They claim it's for fraud protection but I believe that is complete lie as there are more secure ways of verifying customers.


I'm sorry your accounts were closed tydawg.

 

I noticed you mentioned not opening any new accounts with Synch since you were approved for the CheapOair card. Do you have new accounts with other creditors? If yes, how many? Are they in the past 6 - 12 months? 

Gardening since xx/xx/xx Gardenversary xx/xx/xx Score: 08/07/17 EQ 778 TU 789 EXP 780
Current Score: 778
Goal Score: 800
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Senior Contributor
Posts: 8,079
Registered: ‎04-23-2016

Re: Goodbye Synch, blue envelope strikes again

Yeah Ty, i dont recall you going Sync crazy . Something isnt right. My exposure doesnt quite match yours and your income is way better than mine. This is just mind boggling. Do you owe alot on the cards?
Valued Contributor
Posts: 2,033
Registered: ‎02-05-2016

Re: Goodbye Synch, blue envelope strikes again

I am much worse off. lol. I bet I get a blue envelope soon. 


TCL 115k / UTIL 23% = $26,690
Experian: 673 (33) | TransUnion: 692 (34) | Equifax: 692 (6)
Gardening as of: 6-1-2017
Updated 7-26-17
Established Contributor
Posts: 1,117
Registered: ‎02-07-2017

Re: Goodbye Synch, blue envelope strikes again

[ Edited ]

MyLoFICO wrote:

I am much worse off. lol. I bet I get a blue envelope soon. 




Oh yeah, I saw that in the other thread. Pretty mindboggling, and I'm currently sitting here on the fence wondering whether I should take a preapproval offer I got in the email last night for one Comenity card (Overstock)!
Rebuilding credit since 12/14 Ch7 BK discharge. FICO 8/15/17:TU 649/EX 684/EQ 677 FICO 8 or 693 NG 2, VS 3.0 8/15/17: TU 705/EX 684/EQ 701. $800 Amazon Prime Store Card, $951 Cap One secured Platinum MC, $1200 Walmart Store Card, $2000 Apple FCU Platinum Visa, $3000 Penfed Power Cash Rewards Visa, $3000 Cap One Quicksilver MC, $3300 Discover It, $4000 Overstock Store Card, $10k PenFed used car loan, $5k Navient student loan. In the garden as of 7/2/17 AND THIS TIME I REALLY MEAN IT!!! (unless I get a preapproval I can't refuse...)
Senior Contributor
Posts: 8,079
Registered: ‎04-23-2016
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Re: Goodbye Synch, blue envelope strikes again

With no real way of knowing who gets hit when makes it harder on perspective appers. Those outside of myFico, ignorance is bliss. .

MyLo, you arent looking too bad right now, the only thing i would be concerned about if they get concerned with the one card that i think you have like 10g on.
Senior Contributor
Posts: 8,079
Registered: ‎04-23-2016
0 Kudos

Re: Goodbye Synch, blue envelope strikes again

Sorry MyLo, just checked, about 7k plus on your Stash.

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