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Goodbye Synch, blue envelope strikes again

Valued Contributor

Re: Goodbye Synch, blue envelope strikes again


AverageJoesCredit wrote:
Jamesdwi, lol, how in the heck did you get a cl of 10009 on your Wally? Thats crazy , never seen that beforeSmiley Wink

had a $9 balance, and when you request an CLI it asked me how much I needed, and requested 10,000, they added the requested CLI, which made my CL 10,009, I never bothered to call in and get it fixed.  not that OCD, I know others would that would of been driven crazy. 

 

 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Message 11 of 34
Super Contributor

Re: Goodbye Synch, blue envelope strikes again

Wow crazy story indeed. You'd figure if your limit was 2000 even with a $9 balance, and you asked for a 8000 increase youd get the 10 but still have the 9 buck balance. Weird but Sync is Sync. I once had a 0.76 credit, and they just actually sent me a check for that amount so my balance would be 0 lolSmiley Wink
Message 12 of 34
Valued Contributor

Re: Goodbye Synch, blue envelope strikes again

The limits I had were

 

CareCredit: $15,000

Lowes: $17,000

Ritani: $10,000

CheapO: $2,000

Chevron: $4,000

Amazon: $4,000

 

income at the time of last CLI was $74k ish. I hadn't opened any new accounts with Synch or applied since I had gotten the Cheap O card a few months ago. They claim it's for fraud protection but I believe that is complete lie as there are more secure ways of verifying customers.

Message 13 of 34
Established Contributor

Re: Goodbye Synch, blue envelope strikes again


tydawg wrote:

The limits I had were

 

CareCredit: $15,000

Lowes: $17,000

Ritani: $10,000

CheapO: $2,000

Chevron: $4,000

Amazon: $4,000

 

income at the time of last CLI was $74k ish. I hadn't opened any new accounts with Synch or applied since I had gotten the Cheap O card a few months ago. They claim it's for fraud protection but I believe that is complete lie as there are more secure ways of verifying customers.


Holy *#*%#...so you just lost over $50,000 !? That's terrible....hope you weren't needing that for padding some utilization. Do you use Amazon a lot? You could at least get the Amazon Chase Visa. But wow...$50k poof just like that...sucks!

 

Edit...nevermind...noticed I your sig you already have the Chase version for Amazon!!

In the wallet:
Amex PRG ~ Amex BCE ~ Discover ~ NFCU Cash Rewards Visa Signature ~ NFCU Platinum Visa ~ NFCU Line of Credit ~ Chase Amazon Prime Visa Signature ~ PenFed Cash Rewards Visa ~ PenFed Promise Visa ~ Fairwinds Credit Union Cash Rewards Visa ~ CapOne QS1 ~ Lowes Store Card

Closed on mortgage 8/9/17!! Woot!
Message 14 of 34
Community Leader
Senior Contributor

Re: Goodbye Synch, blue envelope strikes again


tydawg wrote:

The limits I had were

 

CareCredit: $15,000

Lowes: $17,000

Ritani: $10,000

CheapO: $2,000

Chevron: $4,000

Amazon: $4,000

 

income at the time of last CLI was $74k ish. I hadn't opened any new accounts with Synch or applied since I had gotten the Cheap O card a few months ago. They claim it's for fraud protection but I believe that is complete lie as there are more secure ways of verifying customers.


I'm sorry your accounts were closed tydawg.

 

I noticed you mentioned not opening any new accounts with Synch since you were approved for the CheapOair card. Do you have new accounts with other creditors? If yes, how many? Are they in the past 6 - 12 months? 

Gardening since xx/xx/xx Gardenversary xx/xx/xx Score: 08/21/17 EQ 781 TU 784 EXP 789
Current Score: 781
Goal Score: 800
Take the myFICO Fitness Challenge
Message 15 of 34
Super Contributor

Re: Goodbye Synch, blue envelope strikes again

Yeah Ty, i dont recall you going Sync crazy . Something isnt right. My exposure doesnt quite match yours and your income is way better than mine. This is just mind boggling. Do you owe alot on the cards?
Message 16 of 34
Valued Contributor

Re: Goodbye Synch, blue envelope strikes again

I am much worse off. lol. I bet I get a blue envelope soon. 


Experian: 679 (31) | TransUnion: 700 (33) | Equifax: 694 (6)
Gardening as of: 5-30-2017
Updated 11-10-17
Message 17 of 34
Established Contributor

Re: Goodbye Synch, blue envelope strikes again


MyLoFICO wrote:

I am much worse off. lol. I bet I get a blue envelope soon. 




Oh yeah, I saw that in the other thread. Pretty mindboggling, and I'm currently sitting here on the fence wondering whether I should take a preapproval offer I got in the email last night for one Comenity card (Overstock)!
Ch 7 BK discharged 12/14, well along in rebuilding credit. FICO 12/1/17:TU 663/EX 697/EQ 688 FICO 8 (Aug 2017) or 680 FICO 9 (Penfed Sep 2017), VS 3.0 12/1/17: TU 699/EX 687/EQ 693. $33.2K revolving credit as of 11/7/17; $951 Cap One secured Platinum MC, $2000 Apple FCU Platinum Visa, $3500 Amazon Prime Store Card, $3500 Walmart Store Card, $3500 Cap One Quicksilver MC, $4000 Care Credit, $4300 Overstock Store Card, $4500 Discover It, $7000 Penfed Power Cash Rewards Visa, $10k PenFed used car loan, $5k Navient student loan. In the garden again from 10/26/17 for at least the next 3 months unless I get a really really good preapproval.
Message 18 of 34
Super Contributor

Re: Goodbye Synch, blue envelope strikes again

With no real way of knowing who gets hit when makes it harder on perspective appers. Those outside of myFico, ignorance is bliss. .

MyLo, you arent looking too bad right now, the only thing i would be concerned about if they get concerned with the one card that i think you have like 10g on.
Message 19 of 34
Super Contributor

Re: Goodbye Synch, blue envelope strikes again

Sorry MyLo, just checked, about 7k plus on your Stash.
Message 20 of 34