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Got Approved for Target Red Card

Established Contributor

Got Approved for Target Red Card

Hey all
 
Got approved in the store for the Target Red Card, but not the Visa.  Does anyone know if this card will report to the bureaus because it is not a VISA/MC?
Message 1 of 34
33 REPLIES
Frequent Contributor

Re: Got Approved for Target Red Card

Yes...it does. I've had one for a couple of years. I recently heard that they no longer give credit limit increases..................Smiley Sad
Message 2 of 34
Established Contributor

Re: Got Approved for Target Red Card

Thanks for your response.  I am trying to only apply for cards that make sense to have and I can do a couple of things with this card.
Message 3 of 34
Frequent Contributor

Re: Got Approved for Target Red Card

One thing I found out is Retailers/Target is no longer a BK friendly card. Was denied due to a 9 y/o BK and I have a 610 TU score.
Message 4 of 34
Established Contributor

Re: Got Approved for Target Red Card

Well then I must be lucky because I got the Target Red Card/ not Visa with a BK7 2001 discharged.
Message 5 of 34
Moderator Emeritus

Re: Got Approved for Target Red Card

Yep.. and if you are good they will automatically upgrade you to the Visa within a year. Smiley Happy
Message 6 of 34
Established Contributor

Re: Got Approved for Target Red Card

Cool,  I didn't know that.  That might be really good for me.

 

Thanks

Message 7 of 34
Frequent Contributor

Re: Got Approved for Target Red Card

What is a Target Red Card? Is it one of those retail cards where you can only use at Target? I want one of those!!! lol
Message 8 of 34
Frequent Contributor

Re: Got Approved for Target Red Card



jizoe182 wrote:
What is a Target Red Card? Is it one of those retail cards where you can only use at Target? I want one of those!!! lol



Yes

From what I've heard the *upgrade* is really a 2nd card and a 2nd TL. So you wind up keeping your Red card but then also give you their CC.
Message 9 of 34
Established Contributor

Re: Got Approved for Target Red Card

My hearts what score and what CRA did they pull? Sounds like a good card to have.
TU 662 EQ 644
EX 643
Message 10 of 34