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Hi Joeyman -
Sounds like you had a score drop of 22 points when you obtained this card.
However, as hauling stated, there is no set point drop or gain for any particular card. This is all dependent on the overall CR contents, age, history, etc. Where one person drops 22 points, another may not drop at all, may gain 1 point or may lose more or less than 22 points.
Let me reassure you. I said it can lower your credit score up to 22 points. And for the other guy, I have never applied for the REDcard and I do not plan on it.
- Joe