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Member
Posts: 14
Registered: ‎12-19-2009
0

Got Luv from Chevron/Texaco

In order to reduce my utilization ratio on my Chevron/Texaco card (part of GEMB), I asked for a credit line increase online.  I have had the card for 6 months and they instantly bumped up my credit limit $200 to $650.  I still think that is really low since one fill up uses about 6% of my balance and I want to stay under 10%.  But hey, a credit increase is a credit increase and I'll take what I can get.  Woohoo!
Senior Contributor
Posts: 4,294
Registered: ‎05-01-2008
0

Re: Got Luv from Chevron/Texaco

GEMB has been good to me with CLI's too!  Smiley Happy

 

Congrats on the bump & keep up the good work.  



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 07/2015 TU 730 - EQ 699 - EX 724
Goal Score: 850

Bury me in the garden...last app 08.09.15

Regular Contributor
Posts: 125
Registered: ‎08-08-2009
0

Re: Got Luv from Chevron/Texaco


ficoChanger wrote:
In order to reduce my utilization ratio on my Chevron/Texaco card (part of GEMB), I asked for a credit line increase online.  I have had the card for 6 months and they instantly bumped up my credit limit $200 to $650.  I still think that is really low since one fill up uses about 6% of my balance and I want to stay under 10%.  But hey, a credit increase is a credit increase and I'll take what I can get.  Woohoo!

 

Did they do a hard pull?
Super Contributor
Posts: 5,759
Registered: ‎01-28-2008
0

Re: Got Luv from Chevron/Texaco

Congrats!
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Member
Posts: 14
Registered: ‎12-19-2009
0

Re: Got Luv from Chevron/Texaco

I don't think so.  The web page did not say anything about a hard pull and considering the short amount of time it took to get approved, I don't think they could have done a hard pull.  Also, my credit watching service did not report any new queries.  FYI, the $200 increase was the default increase.  There was a link to ask for a different amount, but I didn't want to push my luck only after six months.
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