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Got Luv from Chevron/Texaco

Member

Got Luv from Chevron/Texaco

In order to reduce my utilization ratio on my Chevron/Texaco card (part of GEMB), I asked for a credit line increase online.  I have had the card for 6 months and they instantly bumped up my credit limit $200 to $650.  I still think that is really low since one fill up uses about 6% of my balance and I want to stay under 10%.  But hey, a credit increase is a credit increase and I'll take what I can get.  Woohoo!
Message 1 of 5
4 REPLIES
Senior Contributor

Re: Got Luv from Chevron/Texaco

GEMB has been good to me with CLI's too!  Smiley Happy

 

Congrats on the bump & keep up the good work.  



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 04/2017 TU 754 - EQ 757 - EX 747
Goal Score: 850

Bury me in the garden...last app 08.09.15

Message 2 of 5
Regular Contributor

Re: Got Luv from Chevron/Texaco


ficoChanger wrote:
In order to reduce my utilization ratio on my Chevron/Texaco card (part of GEMB), I asked for a credit line increase online.  I have had the card for 6 months and they instantly bumped up my credit limit $200 to $650.  I still think that is really low since one fill up uses about 6% of my balance and I want to stay under 10%.  But hey, a credit increase is a credit increase and I'll take what I can get.  Woohoo!

 

Did they do a hard pull?
Message 3 of 5
Super Contributor

Re: Got Luv from Chevron/Texaco

Congrats!
Message 4 of 5
Highlighted
Member

Re: Got Luv from Chevron/Texaco

I don't think so.  The web page did not say anything about a hard pull and considering the short amount of time it took to get approved, I don't think they could have done a hard pull.  Also, my credit watching service did not report any new queries.  FYI, the $200 increase was the default increase.  There was a link to ask for a different amount, but I didn't want to push my luck only after six months.
Message 5 of 5