Credit Card Center Advertiser Disclosure

Reply
Frequent Contributor
Posts: 365
Registered: ‎11-21-2014

Re: Got My Target MasterCard Upgrade Letter!!!!

Yaaaay!! Glad to see someone else get this offer!  Let's me know it wasn't just a late April Fool's joke from the credit world...LOL.


Gardening since 8/5/15
Frequent Contributor
Posts: 365
Registered: ‎11-21-2014

Re: Got My Target MasterCard Upgrade Letter!!!!


fordguy89 wrote:
I don't see what the big deal is unless they start offering a point system where outside swipes and bad choices of carrying balances make them money.

It's true that this is a no frills upgrade as far as any type of additional rewards, but coming from Target's low low low low initial limits to being offered an upgrade is a good feeling knowing you've been working hard on building/strengthening your profile.

 

Now if only Walmart/Sam's would send me a similar letter Smiley Wink


Gardening since 8/5/15
Valued Contributor
Posts: 2,035
Registered: ‎02-05-2016

Re: Got My Target MasterCard Upgrade Letter!!!!

I got a letter about the increased limit but tossed it without reading it fully. Is this the same letter? I notice this one does not talk about an increase, just the change. Are they two different letters?


TCL 115k / UTIL 23% = $26,690
Experian: 673 (33) | TransUnion: 692 (34) | Equifax: 692 (6)
Gardening as of: 6-1-2017
Updated 7-26-17
Frequent Contributor
Posts: 365
Registered: ‎11-21-2014
0 Kudos

Re: Got My Target MasterCard Upgrade Letter!!!!


MyLoFICO wrote:

I got a letter about the increased limit but tossed it without reading it fully. Is this the same letter? I notice this one does not talk about an increase, just the change. Are they two different letters?


I got two different letters.  One was about the increased limit and the other was the upgrade letter that had the terms & conditions.


Gardening since 8/5/15
Valued Contributor
Posts: 2,035
Registered: ‎02-05-2016

Re: Got My Target MasterCard Upgrade Letter!!!!


Rattler2000 wrote:

MyLoFICO wrote:

I got a letter about the increased limit but tossed it without reading it fully. Is this the same letter? I notice this one does not talk about an increase, just the change. Are they two different letters?


I got two different letters.  One was about the increased limit and the other was the upgrade letter that had the terms & conditions.


Thanks, that tells me what I need to know. My card is not that old so they probbaly won't uppgrade so soon. 


TCL 115k / UTIL 23% = $26,690
Experian: 673 (33) | TransUnion: 692 (34) | Equifax: 692 (6)
Gardening as of: 6-1-2017
Updated 7-26-17
Community Leader
Super Contributor
Posts: 8,718
Registered: ‎04-11-2013

Re: Got My Target MasterCard Upgrade Letter!!!!

I also had 2 letters from target last night. One about cli and the other was about the MasterCard upgrade. They came in same typos envelopes but the upgrade mailer was slightly thicker.
Established Contributor
Posts: 876
Registered: ‎08-22-2014
0 Kudos

Re: Got My Target MasterCard Upgrade Letter!!!!

Congrats ddemari! I've had my target store Cc since 2008 and I am stuck at 200 Cl I am thinking of closing the Cc but don't want my score to drop.
Senior Contributor
Posts: 6,459
Registered: ‎08-04-2014

Re: Got My Target MasterCard Upgrade Letter!!!!


ddemari wrote:
My cl for the past three years was 300. The raised it to 1,000 last week and I got the letter today.

Okay. Thanks for the data point ddemari.

Gardening since xx/xx/xx Gardenversary xx/xx/xx Score: 08/07/17 EQ 778 TU 789 EXP 780
Current Score: 778
Goal Score: 800
Take the myFICO Fitness Challenge
Senior Contributor
Posts: 6,978
Registered: ‎06-22-2015

Re: Got My Target MasterCard Upgrade Letter!!!!

Congratulations d, very nice ! TD Bank loves you! Smiley Happy



Favorite Cards : ~ Citi Double Cash World Elite MasterCard ~
~ American Express Blue Cash Preferred ~ Chase Hyatt Visa Signature ~
~ Citi AAdvantage World Elite MasterCard ~ Citi Prestige ~ Alaska Airlines Visa Signature ~ Discover it Miles ~
Community Leader
Super Contributor
Posts: 8,718
Registered: ‎04-11-2013
0 Kudos

Re: Got My Target MasterCard Upgrade Letter!!!!

It was a very nice surprise! Maybe I'll another CLI in my future lol!

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.