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Got My Target MasterCard Upgrade Letter!!!!

Frequent Contributor

Re: Got My Target MasterCard Upgrade Letter!!!!

Yaaaay!! Glad to see someone else get this offer!  Let's me know it wasn't just a late April Fool's joke from the credit world...LOL.


Gardening since 8/5/15
Message 11 of 28
Frequent Contributor

Re: Got My Target MasterCard Upgrade Letter!!!!


fordguy89 wrote:
I don't see what the big deal is unless they start offering a point system where outside swipes and bad choices of carrying balances make them money.

It's true that this is a no frills upgrade as far as any type of additional rewards, but coming from Target's low low low low initial limits to being offered an upgrade is a good feeling knowing you've been working hard on building/strengthening your profile.

 

Now if only Walmart/Sam's would send me a similar letter Smiley Wink


Gardening since 8/5/15
Message 12 of 28
Valued Contributor

Re: Got My Target MasterCard Upgrade Letter!!!!

I got a letter about the increased limit but tossed it without reading it fully. Is this the same letter? I notice this one does not talk about an increase, just the change. Are they two different letters?


Experian: 679 (31) | TransUnion: 700 (33) | Equifax: 694 (6)
Gardening as of: 5-30-2017
Updated 11-10-17
Message 13 of 28
Frequent Contributor

Re: Got My Target MasterCard Upgrade Letter!!!!


MyLoFICO wrote:

I got a letter about the increased limit but tossed it without reading it fully. Is this the same letter? I notice this one does not talk about an increase, just the change. Are they two different letters?


I got two different letters.  One was about the increased limit and the other was the upgrade letter that had the terms & conditions.


Gardening since 8/5/15
Message 14 of 28
Valued Contributor

Re: Got My Target MasterCard Upgrade Letter!!!!


Rattler2000 wrote:

MyLoFICO wrote:

I got a letter about the increased limit but tossed it without reading it fully. Is this the same letter? I notice this one does not talk about an increase, just the change. Are they two different letters?


I got two different letters.  One was about the increased limit and the other was the upgrade letter that had the terms & conditions.


Thanks, that tells me what I need to know. My card is not that old so they probbaly won't uppgrade so soon. 


Experian: 679 (31) | TransUnion: 700 (33) | Equifax: 694 (6)
Gardening as of: 5-30-2017
Updated 11-10-17
Message 15 of 28
Community Leader
Super Contributor

Re: Got My Target MasterCard Upgrade Letter!!!!

I also had 2 letters from target last night. One about cli and the other was about the MasterCard upgrade. They came in same typos envelopes but the upgrade mailer was slightly thicker.
Message 16 of 28
Established Contributor

Re: Got My Target MasterCard Upgrade Letter!!!!

Congrats ddemari! I've had my target store Cc since 2008 and I am stuck at 200 Cl I am thinking of closing the Cc but don't want my score to drop.
Message 17 of 28
Community Leader
Senior Contributor

Re: Got My Target MasterCard Upgrade Letter!!!!


ddemari wrote:
My cl for the past three years was 300. The raised it to 1,000 last week and I got the letter today.

Okay. Thanks for the data point ddemari.

Gardening since xx/xx/xx Gardenversary xx/xx/xx Score: 08/21/17 EQ 781 TU 784 EXP 789
Current Score: 781
Goal Score: 800
Take the myFICO Fitness Challenge
Message 18 of 28
Senior Contributor

Re: Got My Target MasterCard Upgrade Letter!!!!

Congratulations d, very nice ! TD Bank loves you! Smiley Happy



Favorite Cards : ~ Citi Double Cash World Elite MasterCard ~
~ American Express Blue Cash Preferred ~ Chase Hyatt Visa Signature ~
~ Citi AAdvantage World Elite MasterCard ~ Citi Prestige ~ Alaska Airlines Visa Signature ~ Discover it Miles ~
Message 19 of 28
Community Leader
Super Contributor

Re: Got My Target MasterCard Upgrade Letter!!!!

It was a very nice surprise! Maybe I'll another CLI in my future lol!
Message 20 of 28