Got Penfed, no idea how

[NuggetBrain]

I'm a long time lurker and decided to bite the bullet and app for PenFed's Platinum Signature to move some money onto a 0% card.  Inquiries fall off after 12 months, right?

[gdale6]

Congrats on your Penfed card, nice start limit too, enjoy

Inquiries remain on report for 2 years, at 1 yr they no longer have an affect on your FICO score.