Got Pre-Approval for Consumer Credit Union Visa Signature!!!!

[Ron1]

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@NursePurse wrote:

Ordered my chexsystems report in feb of this year:

Reported information: No information found

Inquiries Initiated by Consusmer Action: PNC Bank

Inquiries Not Initiated By Consumer Action: No information found

Retail Information: No Information Found

History of Checks Ordered: No Information Found

I think I will at least call to see why I was declined for membership and savings.

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Good luck!!! Keep us post.

Ron.

[austinguy907]

Just call them and ask about your new account.  They never really have a wait for phone reps and are quick to respond.  I can't see how you couldn't join since you "donate $5" or whatever to the co-op they have setup.  

[NursePurse]

I called today and they said I answered a security question wrong and to go apply again soooo here I go

[Ron1]

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@NursePurse wrote:

I called today and they said I answered a security question wrong and to go apply again soooo here I go

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Good Luck!!!!

Ron.

[virgo]

Ron,  

I cant believe you would be denied for anything.  With the number of cards you have and handle them all responsibly!  That takes alot.

I put mine on a spread sheet just to keep track.

Hope you get if only so a pull isnt wasted.

[Ron1]

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@virgo wrote:

Ron,  

I cant believe you would be denied for anything.  With the number of cards you have and handle them all responsibly!  That takes alot.

I put mine on a spread sheet just to keep track.

Hope you get if only so a pull isnt wasted.

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Thanks!!!  Sometimes, I got denied from the conservative issuers. It waste an inquiry. There is a chance to get denied everytime I apply for anything.  I don't look it too hard. Have to move on.

Ron.

[sandman2435]

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@Ron1 wrote:

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@virgo wrote:

Ron,  

I cant believe you would be denied for anything.  With the number of cards you have and handle them all responsibly!  That takes alot.

I put mine on a spread sheet just to keep track.

Hope you get if only so a pull isnt wasted.

---

Thanks!!!  Sometimes, I got denied from the conservative issuers. It waste an inquiry. There is a chance to get denied everytime I apply for anything.  I don't look it too hard. Have to move on.

Ron.

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Ron, I've been getting denied latlely as well.I got denied from SDFCU..Was grilled to the max from an UW.( was do you have so many cards? why have you've been appling for credit? all that good stuff.I think when you hit a limit of available credit it just gets them in a tizzy

[Ron1]

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@sandman2435 wrote:

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@Ron1 wrote:

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@virgo wrote:

Ron,  

I cant believe you would be denied for anything.  With the number of cards you have and handle them all responsibly!  That takes alot.

I put mine on a spread sheet just to keep track.

Hope you get if only so a pull isnt wasted.

---

Thanks!!!  Sometimes, I got denied from the conservative issuers. It waste an inquiry. There is a chance to get denied everytime I apply for anything.  I don't look it too hard. Have to move on.

Ron.

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Ron, I've been getting denied latlely as well.I got denied from SDFCU..Was grilled to the max from an UW.( was do you have so many cards? why have you've been appling for credit? all that good stuff.I think when you hit a limit of available credit it just gets them in a tizzy

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sandman,

I applied for SDFCU membership last year and I got no answer from them . They asked me to send all kind of docs to verify my ID.  I called them to check the status. They transferred my calls from one dept to the other. It got no where. I quit calling to check. I didn't bother to call after I got approved for Penfed cc. I heard SDFCU cc is tough to get approved like Penfed. Don't worry about it. One issuer denied you doesn't mean other won't give it to you. It happened to me all the time.  Closing all your credit cards won't solve your problem. They will come up a new one.

Ron.

[B335is]

Ron did you get an update yet?

[Ron1]

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@B335is wrote:
Ron did you get an update yet?

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Nothing. No email or phone call.  It's waiting time. 

Ron.