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Super Contributor
Posts: 6,958
Registered: ‎05-23-2009
0

Re: Got Pre-Approval for Consumer Credit Union Visa Signature!!!!


NursePurse wrote:

Ordered my chexsystems report in feb of this year:

 

Reported information: No information found

Inquiries Initiated by Consusmer Action: PNC Bank

Inquiries Not Initiated By Consumer Action: No information found

Retail Information: No Information Found

History of Checks Ordered: No Information Found

 

I think I will at least call to see why I was declined for membership and savings.

Smiley Frustrated


Good luck!!! Keep us post.

 

 

Ron.

Frequent Contributor
Posts: 318
Registered: ‎03-03-2008
0

Re: Got Pre-Approval for Consumer Credit Union Visa Signature!!!!

Just call them and ask about your new account.  They never really have a wait for phone reps and are quick to respond.  I can't see how you couldn't join since you "donate $5" or whatever to the co-op they have setup.  

7/27/2015 - Discover EX 744 / AMEX EX 742
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Scores by lender (Mortgage) 4/25/11: EQ 705 / EX 743 / TU 735

Combined CU CL's - 79K (lower rates / higher limits)
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Frequent Contributor
Posts: 295
Registered: ‎12-14-2013
0

Re: Got Pre-Approval for Consumer Credit Union Visa Signature!!!!

I called today and they said I answered a security question wrong and to go apply again soooo here I go Smiley Happy

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Super Contributor
Posts: 6,958
Registered: ‎05-23-2009
0

Re: Got Pre-Approval for Consumer Credit Union Visa Signature!!!!


NursePurse wrote:

I called today and they said I answered a security question wrong and to go apply again soooo here I go Smiley Happy


Good Luck!!!! Smiley Happy

 

 

Ron.

Frequent Contributor
Posts: 446
Registered: ‎11-26-2011
0

Re: Got Pre-Approval for Consumer Credit Union Visa Signature!!!!

Ron,  

 

I cant believe you would be denied for anything.  With the number of cards you have and handle them all responsibly!  That takes alot.

 

I put mine on a spread sheet just to keep track.

 

Hope you get if only so a pull isnt wasted.

Super Contributor
Posts: 6,958
Registered: ‎05-23-2009
0

Re: Got Pre-Approval for Consumer Credit Union Visa Signature!!!!


virgo wrote:

Ron,  

 

I cant believe you would be denied for anything.  With the number of cards you have and handle them all responsibly!  That takes alot.

 

I put mine on a spread sheet just to keep track.

 

Hope you get if only so a pull isnt wasted.


Thanks!!!  Sometimes, I got denied from the conservative issuers. It waste an inquiry. There is a chance to get denied everytime I apply for anything.  I don't look it too hard. Have to move on.

 

 

Ron.

Established Contributor
Posts: 515
Registered: ‎01-22-2011
0

Re: Got Pre-Approval for Consumer Credit Union Visa Signature!!!!


Ron1 wrote:

virgo wrote:

Ron,  

 

I cant believe you would be denied for anything.  With the number of cards you have and handle them all responsibly!  That takes alot.

 

I put mine on a spread sheet just to keep track.

 

Hope you get if only so a pull isnt wasted.


Thanks!!!  Sometimes, I got denied from the conservative issuers. It waste an inquiry. There is a chance to get denied everytime I apply for anything.  I don't look it too hard. Have to move on.

 

 

Ron.


Ron, I've been getting denied latlely as well.I got denied from SDFCU..Was grilled to the max from an UW.( was do you have so many cards? why have you've been appling for credit? all that good stuff.I think when you hit a limit of available credit it just gets them in a tizzySmiley Happy

Super Contributor
Posts: 6,958
Registered: ‎05-23-2009
0

Re: Got Pre-Approval for Consumer Credit Union Visa Signature!!!!


sandman2435 wrote:

Ron1 wrote:

virgo wrote:

Ron,  

 

I cant believe you would be denied for anything.  With the number of cards you have and handle them all responsibly!  That takes alot.

 

I put mine on a spread sheet just to keep track.

 

Hope you get if only so a pull isnt wasted.


Thanks!!!  Sometimes, I got denied from the conservative issuers. It waste an inquiry. There is a chance to get denied everytime I apply for anything.  I don't look it too hard. Have to move on.

 

 

Ron.


Ron, I've been getting denied latlely as well.I got denied from SDFCU..Was grilled to the max from an UW.( was do you have so many cards? why have you've been appling for credit? all that good stuff.I think when you hit a limit of available credit it just gets them in a tizzySmiley Happy


sandman,

 

I applied for SDFCU membership last year and I got no answer from them . They asked me to send all kind of docs to verify my ID.  I called them to check the status. They transferred my calls from one dept to the other. It got no where. I quit calling to check. I didn't bother to call after I got approved for Penfed cc. I heard SDFCU cc is tough to get approved like Penfed. Don't worry about it. One issuer denied you doesn't mean other won't give it to you. It happened to me all the time.  Closing all your credit cards won't solve your problem. They will come up a new one.Smiley Very Happy

 

 

Ron.

Community Leader
Super Contributor
Posts: 7,682
Registered: ‎09-22-2012
0

Re: Got Pre-Approval for Consumer Credit Union Visa Signature!!!!

Ron did you get an update yet?
Super Contributor
Posts: 6,958
Registered: ‎05-23-2009
0

Re: Got Pre-Approval for Consumer Credit Union Visa Signature!!!!

[ Edited ]

B335is wrote:
Ron did you get an update yet?

Nothing. No email or phone call.  It's waiting time. Smiley Frustrated

 

 

Ron.

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