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Super Contributor
Ron1
Posts: 5,337
Registered: ‎05-23-2009
0

Re: Got Pre-Approval for Consumer Credit Union Visa Signature!!!!


NursePurse wrote:

Ordered my chexsystems report in feb of this year:

 

Reported information: No information found

Inquiries Initiated by Consusmer Action: PNC Bank

Inquiries Not Initiated By Consumer Action: No information found

Retail Information: No Information Found

History of Checks Ordered: No Information Found

 

I think I will at least call to see why I was declined for membership and savings.

:smileyfrustrated:


Good luck!!! Keep us post.

 

 

Ron.

Frequent Contributor
austinguy907
Posts: 304
Registered: ‎03-03-2008
0

Re: Got Pre-Approval for Consumer Credit Union Visa Signature!!!!

Just call them and ask about your new account.  They never really have a wait for phone reps and are quick to respond.  I can't see how you couldn't join since you "donate $5" or whatever to the co-op they have setup.  

Scores by lender CLI requests 4/15/14: EQ 760 / TU 755 / EX
------------------------------------------------------------------------------------
Scores by lender 4/25/11: EQ 705 / EX 743 / TU 735
Mortgage closed 5/20/2011!
Frequent Contributor
NursePurse
Posts: 286
Registered: ‎12-14-2013
0

Re: Got Pre-Approval for Consumer Credit Union Visa Signature!!!!

I called today and they said I answered a security question wrong and to go apply again soooo here I go :smileyhappy:

EQ FICO 694 TU FAKO 712 EXP FICO 671 (Started rebuilding in Nov 2013, scores were low 500's, student loan charge-off's dating from 2011, all marked as paid on CRB's) 2% Utl
Chase United Mileage Plus $5,000/Citi AAdvantage $4,000/USAirways MC $5,000
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Super Contributor
Ron1
Posts: 5,337
Registered: ‎05-23-2009
0

Re: Got Pre-Approval for Consumer Credit Union Visa Signature!!!!


NursePurse wrote:

I called today and they said I answered a security question wrong and to go apply again soooo here I go :smileyhappy:


Good Luck!!!! :smileyhappy:

 

 

Ron.

Frequent Contributor
virgo
Posts: 436
Registered: ‎11-26-2011
0

Re: Got Pre-Approval for Consumer Credit Union Visa Signature!!!!

Ron,  

 

I cant believe you would be denied for anything.  With the number of cards you have and handle them all responsibly!  That takes alot.

 

I put mine on a spread sheet just to keep track.

 

Hope you get if only so a pull isnt wasted.

Super Contributor
Ron1
Posts: 5,337
Registered: ‎05-23-2009
0

Re: Got Pre-Approval for Consumer Credit Union Visa Signature!!!!


virgo wrote:

Ron,  

 

I cant believe you would be denied for anything.  With the number of cards you have and handle them all responsibly!  That takes alot.

 

I put mine on a spread sheet just to keep track.

 

Hope you get if only so a pull isnt wasted.


Thanks!!!  Sometimes, I got denied from the conservative issuers. It waste an inquiry. There is a chance to get denied everytime I apply for anything.  I don't look it too hard. Have to move on.

 

 

Ron.

Frequent Contributor
sandman2435
Posts: 437
Registered: ‎01-22-2011
0

Re: Got Pre-Approval for Consumer Credit Union Visa Signature!!!!


Ron1 wrote:

virgo wrote:

Ron,  

 

I cant believe you would be denied for anything.  With the number of cards you have and handle them all responsibly!  That takes alot.

 

I put mine on a spread sheet just to keep track.

 

Hope you get if only so a pull isnt wasted.


Thanks!!!  Sometimes, I got denied from the conservative issuers. It waste an inquiry. There is a chance to get denied everytime I apply for anything.  I don't look it too hard. Have to move on.

 

 

Ron.


Ron, I've been getting denied latlely as well.I got denied from SDFCU..Was grilled to the max from an UW.( was do you have so many cards? why have you've been appling for credit? all that good stuff.I think when you hit a limit of available credit it just gets them in a tizzy:smileyhappy:

Super Contributor
Ron1
Posts: 5,337
Registered: ‎05-23-2009
0

Re: Got Pre-Approval for Consumer Credit Union Visa Signature!!!!


sandman2435 wrote:

Ron1 wrote:

virgo wrote:

Ron,  

 

I cant believe you would be denied for anything.  With the number of cards you have and handle them all responsibly!  That takes alot.

 

I put mine on a spread sheet just to keep track.

 

Hope you get if only so a pull isnt wasted.


Thanks!!!  Sometimes, I got denied from the conservative issuers. It waste an inquiry. There is a chance to get denied everytime I apply for anything.  I don't look it too hard. Have to move on.

 

 

Ron.


Ron, I've been getting denied latlely as well.I got denied from SDFCU..Was grilled to the max from an UW.( was do you have so many cards? why have you've been appling for credit? all that good stuff.I think when you hit a limit of available credit it just gets them in a tizzy:smileyhappy:


sandman,

 

I applied for SDFCU membership last year and I got no answer from them . They asked me to send all kind of docs to verify my ID.  I called them to check the status. They transferred my calls from one dept to the other. It got no where. I quit calling to check. I didn't bother to call after I got approved for Penfed cc. I heard SDFCU cc is tough to get approved like Penfed. Don't worry about it. One issuer denied you doesn't mean other won't give it to you. It happened to me all the time.  Closing all your credit cards won't solve your problem. They will come up a new one.:smileyvery-happy:

 

 

Ron.

Senior Contributor
B335is
Posts: 4,460
Registered: ‎09-22-2012
0

Re: Got Pre-Approval for Consumer Credit Union Visa Signature!!!!

Ron did you get an update yet?
Super Contributor
Ron1
Posts: 5,337
Registered: ‎05-23-2009
0

Re: Got Pre-Approval for Consumer Credit Union Visa Signature!!!!

[ Edited ]

B335is wrote:
Ron did you get an update yet?

Nothing. No email or phone call.  It's waiting time. :smileyfrustrated:

 

 

Ron.


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