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Got Pre-Approval for Consumer Credit Union Visa Signature!!!!

Super Contributor

Re: Got Pre-Approval for Consumer Credit Union Visa Signature!!!!


NursePurse wrote:

Ordered my chexsystems report in feb of this year:

 

Reported information: No information found

Inquiries Initiated by Consusmer Action: PNC Bank

Inquiries Not Initiated By Consumer Action: No information found

Retail Information: No Information Found

History of Checks Ordered: No Information Found

 

I think I will at least call to see why I was declined for membership and savings.

Smiley Frustrated


Good luck!!! Keep us post.

 

 

Ron.

Message 51 of 114
Valued Contributor

Re: Got Pre-Approval for Consumer Credit Union Visa Signature!!!!

Just call them and ask about your new account.  They never really have a wait for phone reps and are quick to respond.  I can't see how you couldn't join since you "donate $5" or whatever to the co-op they have setup.  

Message 52 of 114
Frequent Contributor

Re: Got Pre-Approval for Consumer Credit Union Visa Signature!!!!

I called today and they said I answered a security question wrong and to go apply again soooo here I go Smiley Happy

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Message 53 of 114
Super Contributor

Re: Got Pre-Approval for Consumer Credit Union Visa Signature!!!!


NursePurse wrote:

I called today and they said I answered a security question wrong and to go apply again soooo here I go Smiley Happy


Good Luck!!!! Smiley Happy

 

 

Ron.

Message 54 of 114
Frequent Contributor

Re: Got Pre-Approval for Consumer Credit Union Visa Signature!!!!

Ron,  

 

I cant believe you would be denied for anything.  With the number of cards you have and handle them all responsibly!  That takes alot.

 

I put mine on a spread sheet just to keep track.

 

Hope you get if only so a pull isnt wasted.

Message 55 of 114
Super Contributor

Re: Got Pre-Approval for Consumer Credit Union Visa Signature!!!!


virgo wrote:

Ron,  

 

I cant believe you would be denied for anything.  With the number of cards you have and handle them all responsibly!  That takes alot.

 

I put mine on a spread sheet just to keep track.

 

Hope you get if only so a pull isnt wasted.


Thanks!!!  Sometimes, I got denied from the conservative issuers. It waste an inquiry. There is a chance to get denied everytime I apply for anything.  I don't look it too hard. Have to move on.

 

 

Ron.

Message 56 of 114
Established Contributor

Re: Got Pre-Approval for Consumer Credit Union Visa Signature!!!!


Ron1 wrote:

virgo wrote:

Ron,  

 

I cant believe you would be denied for anything.  With the number of cards you have and handle them all responsibly!  That takes alot.

 

I put mine on a spread sheet just to keep track.

 

Hope you get if only so a pull isnt wasted.


Thanks!!!  Sometimes, I got denied from the conservative issuers. It waste an inquiry. There is a chance to get denied everytime I apply for anything.  I don't look it too hard. Have to move on.

 

 

Ron.


Ron, I've been getting denied latlely as well.I got denied from SDFCU..Was grilled to the max from an UW.( was do you have so many cards? why have you've been appling for credit? all that good stuff.I think when you hit a limit of available credit it just gets them in a tizzySmiley Happy

Message 57 of 114
Super Contributor

Re: Got Pre-Approval for Consumer Credit Union Visa Signature!!!!


sandman2435 wrote:

Ron1 wrote:

virgo wrote:

Ron,  

 

I cant believe you would be denied for anything.  With the number of cards you have and handle them all responsibly!  That takes alot.

 

I put mine on a spread sheet just to keep track.

 

Hope you get if only so a pull isnt wasted.


Thanks!!!  Sometimes, I got denied from the conservative issuers. It waste an inquiry. There is a chance to get denied everytime I apply for anything.  I don't look it too hard. Have to move on.

 

 

Ron.


Ron, I've been getting denied latlely as well.I got denied from SDFCU..Was grilled to the max from an UW.( was do you have so many cards? why have you've been appling for credit? all that good stuff.I think when you hit a limit of available credit it just gets them in a tizzySmiley Happy


sandman,

 

I applied for SDFCU membership last year and I got no answer from them . They asked me to send all kind of docs to verify my ID.  I called them to check the status. They transferred my calls from one dept to the other. It got no where. I quit calling to check. I didn't bother to call after I got approved for Penfed cc. I heard SDFCU cc is tough to get approved like Penfed. Don't worry about it. One issuer denied you doesn't mean other won't give it to you. It happened to me all the time.  Closing all your credit cards won't solve your problem. They will come up a new one.Smiley Very Happy

 

 

Ron.

Message 58 of 114
Moderator

Re: Got Pre-Approval for Consumer Credit Union Visa Signature!!!!

Ron did you get an update yet?
Message 59 of 114
Super Contributor

Re: Got Pre-Approval for Consumer Credit Union Visa Signature!!!!


B335is wrote:
Ron did you get an update yet?

Nothing. No email or phone call.  It's waiting time. Smiley Frustrated

 

 

Ron.

Message 60 of 114