Also keep in mind that Cap1 may pull all three reports if you were to apply. Like what Irisa said, try to contact the Cap1 EO and see if you can PC to Quicksilver. That's how I got my QS w/ $1k CLI (from $500) in July. I was in the credit steps program w/ Cap1 Journey, used it heavily for 1.5yrs always PIF. You can save yourself HPs that way. Just a thought.
JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
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Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)