MidnightVoice wrote:Well, my lowest score is over 740, and I am not closing my Juniper or my Chase
orl2185 wrote:HUH, let them rot as far as I'm concerned. look at my sig. Who cares about the 15k
ddd wrote:
orl2185 wrote:I'm sooooo glad today. Decided to close a few accounts that I have no use for them. Here we goJuniper opened 05-07 Cl 800 raised to 6k recently only after I complaining to them on countless occasions.Wamu Plat MC opened 02-07 Cl was 1.5k went up to 8k closed for same reason listed above.Wamu Espn Visa opened very recently cl 6k, closed it bc wamu arrogant policy.There is another chase plat visa that I'm looking 4ward to close ae well if they don't ease up wuth their cli policies. Cli 2.5k. opened very recent.Wow, I feel very satisfied and relieved about those monsters.As for my uti, still at less than 1% over 80k still available credit.Cap 1... you next.....Wow you just LOST over 15k in Credit why would you do that? You could have just cut them up and forget you ever had them. In my opinion unless it has an AF I'm keeping it!!! The 2.5K is not a big deal but the other 2 have great CL's.I don't care about APRs as I PIF, and I get rewards from them. So they stay and age gracefully for a long, long time. They have not reduced my CLs, so I have no problem keeping them open. They are serving me and benefiting me, so I am happy!
Thats the way to do it!!!!!
Thats not his opinion that is the entire THREDS fact, MORE CL'S = BETTER SCORES. Thats why were in MyFico to learn ro improve our Fico's
orl2185 wrote:Thats your opinion,
MidnightVoice wrote:Well, my lowest score is over 740, and I am not closing my Juniper or my Chase
orl2185 wrote:HUH, let them rot as far as I'm concerned. look at my sig. Who cares about the 15k
ddd wrote:
orl2185 wrote:I'm sooooo glad today. Decided to close a few accounts that I have no use for them. Here we goJuniper opened 05-07 Cl 800 raised to 6k recently only after I complaining to them on countless occasions.Wamu Plat MC opened 02-07 Cl was 1.5k went up to 8k closed for same reason listed above.Wamu Espn Visa opened very recently cl 6k, closed it bc wamu arrogant policy.There is another chase plat visa that I'm looking 4ward to close ae well if they don't ease up wuth their cli policies. Cli 2.5k. opened very recent.Wow, I feel very satisfied and relieved about those monsters.As for my uti, still at less than 1% over 80k still available credit.Cap 1... you next.....Wow you just LOST over 15k in Credit why would you do that? You could have just cut them up and forget you ever had them. In my opinion unless it has an AF I'm keeping it!!! The 2.5K is not a big deal but the other 2 have great CL's.not mine.
Well I do have a nordstrom sig visa with 50k even though my scores are not STELLAR!!!!! As for new inqs... kiss mi behind. Not you ddd.... referring to those subprimers. Does ratejack mean anything to you folks here?
ddd wrote:What about you're sig? Those scores arent stellar, a couple of inqiries a new account allog with loosing the 15k can have you back in the 600's in no time.
orl2185 wrote:HUH, let them rot as far as I'm concerned. look at my sig. Who cares about the 15k
ddd wrote:
orl2185 wrote:I'm sooooo glad today. Decided to close a few accounts that I have no use for them. Here we goJuniper opened 05-07 Cl 800 raised to 6k recently only after I complaining to them on countless occasions.Wamu Plat MC opened 02-07 Cl was 1.5k went up to 8k closed for same reason listed above.Wamu Espn Visa opened very recently cl 6k, closed it bc wamu arrogant policy.There is another chase plat visa that I'm looking 4ward to close ae well if they don't ease up wuth their cli policies. Cli 2.5k. opened very recent.Wow, I feel very satisfied and relieved about those monsters.As for my uti, still at less than 1% over 80k still available credit.Cap 1... you next.....Wow you just LOST over 15k in Credit why would you do that? You could have just cut them up and forget you ever had them. In my opinion unless it has an AF I'm keeping it!!! The 2.5K is not a big deal but the other 2 have great CL's.
Thats not his opinion that is the entire THREDS fact, MORE CL'S = BETTER SCORES. Thats why were in MyFico to learn ro improve our Fico's
Which I've have done successfully. Improved my scores all across the board.
esshua wrote:This is interesting. Please post your scores after all your TLs update on the reports. I guess great scores are in the eye of the beholder.. Everything I've read says that 760 is excellent...
They will post by end of the month. In fact wamu just called me to reconsider my ccs closure.
orl2185 wrote:Well I do have a nordstrom sig visa with 50k even though my scores are not STELLAR!!!!! As for new inqs... kiss mi behind. Not you ddd.... referring to those subprimers. Does ratejack mean anything to you folks here?
ddd wrote:What about you're sig? Those scores arent stellar, a couple of inqiries a new account allog with loosing the 15k can have you back in the 600's in no time.
orl2185 wrote:HUH, let them rot as far as I'm concerned. look at my sig. Who cares about the 15k
ddd wrote:
orl2185 wrote:I'm sooooo glad today. Decided to close a few accounts that I have no use for them. Here we goJuniper opened 05-07 Cl 800 raised to 6k recently only after I complaining to them on countless occasions.Wamu Plat MC opened 02-07 Cl was 1.5k went up to 8k closed for same reason listed above.Wamu Espn Visa opened very recently cl 6k, closed it bc wamu arrogant policy.There is another chase plat visa that I'm looking 4ward to close ae well if they don't ease up wuth their cli policies. Cli 2.5k. opened very recent.Wow, I feel very satisfied and relieved about those monsters.As for my uti, still at less than 1% over 80k still available credit.Cap 1... you next.....Wow you just LOST over 15k in Credit why would you do that? You could have just cut them up and forget you ever had them. In my opinion unless it has an AF I'm keeping it!!! The 2.5K is not a big deal but the other 2 have great CL's.
Rate Jack means nothing if you PIf or Not use the Card. Credit dosent make man the man makes credit very good credit line but anyone can have it. I just dont think I would need 50K on Nordstorms Card!!! I dont think I would need 50k from anyone and Visa Signature Cards dont have credit lines they have No Pre Set Spending Limits.