Got ahead of myself and knocked 5 steps back :(

[kobe2012]

Call chase! I think theyre number one in recons... Got all my cards from them thru recons... Love their customer service.... Good luck!

[chris1960]

Congrats on the new house.  A new house is your counter-action to the inquiries...Paying that Mortgage for awhile will boost your CS.

[dodgerslv]

Congrats on you new home OP and definitely call Chase!!!

[newhouse2013]

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@grinlikechelsea wrote:

Be sure to recon with Chase! A denial can go to an approval just with a phone call. Just state your case and more often than not, the analyst will look into it and hopefully get it approved!

I've never applied for anything with TD, so I don't know how to recon with them. Some people have had success writing to Citi's EO for recon, but be prepared to have a second HP.

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I called Citi, no go  Lowes and asked for an increase, no go  and Chase, got approved for 1200!!    Thanks to you guys I feel better that my Lowes card should grow quickly and I have my first prime card, I was hoping for a higher limit but at this point I will take what I can get!!! 

[09Lexie]

Good for you! Always, always recon ESP if your credit report needs explaining like mtg inq's

[dodgerslv]

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@newhouse2013 wrote:

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@grinlikechelsea wrote:

Be sure to recon with Chase! A denial can go to an approval just with a phone call. Just state your case and more often than not, the analyst will look into it and hopefully get it approved!

I've never applied for anything with TD, so I don't know how to recon with them. Some people have had success writing to Citi's EO for recon, but be prepared to have a second HP.

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I called Citi, no go  Lowes and asked for an increase, no go  and Chase, got approved for 1200!!    Thanks to you guys I feel better that my Lowes card should grow quickly and I have my first prime card, I was hoping for a higher limit but at this point I will take what I can get!!! 

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yay with Chase!!! big congrats!!! Eventually you will get in with other prime lenders! hang in there! just let some of those INQs age a bit and you can try Citi again in 6-12 months.

[longtimelurker]

Which TD card did you go for?  I think they have recently revamped their structure so some cards have a much higher threshold than others.

[FocusedAndDetermined]

Congrats on the new home and congrats on the new TLs, especially the Chase recon.

[B335is]

Chase recon lives up to it's reputation!!  Congrats, you've done well.  Give the Lowe's card 4 months and request a CLI through Credit Solutions!

[newhouse2013]

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@longtimelurker wrote:

Which TD card did you go for?  I think they have recently revamped their structure so some cards have a much higher threshold than others.

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It was the TD Easy Rewards card. and I just called them and even though they gave me the 7-10 day message, it was declined. Oh well, I will just concentrate on what I have now and build from there. Thank you to everyone for your help!