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Frequent Contributor
Lambo23
Posts: 255
Registered: ‎04-16-2012
0

Got an itch to app!!!

I've been itching to get a card with rewards and a CL that grows quickly. I use paypal and eBay a lot so why not the paypal extras MasterCard? Especially with so many people reporting their ridiculously high limits with this card! I also need to fill a gap for restaurants when my freedom and discover don't have them in a 5% category. So I apped.

APPROVED FOR 1k!! Not a bad starting limit for me. I know it'll grow!! Now back to the garden! For good this time!

Also, I filled out the online app through my paypal account and it told me to call in. I called and after 5 mins of automated crap I finally spoke with a few script readers which was super annoying and they also made me give my social about 3 times which was also annoying. They had to verify my identity which is weird because I've had my paypal account for at least 7 years and use it every month. They put me on hold several times and also had to send me a text for verification. I thought it was a little weird. The call took about 15 minutes. I have no clue what he was actually doing when i was on hold because he didnt tell me. He just told me he had to put me on hold "to verify my identity." He did this 3 times. I was real annoyed and by the end of the call when he told me I'm approved and I just said okay thanks with no enthusiasm at all! Lol I hope I don't need to deal with customer service again! I'm happy I got approved though!
Moderator
09Lexie
Posts: 25,309
Registered: ‎09-13-2012
0

Re: Got an itch to app!!!

Congrats on your approval and PayPal is really big on id verifications. Wait until they ask you for the randomly generated code! Their call center leaves much to be desired but if you limit it to CLI's then you won't have to deal with them at all.
Frequent Contributor
SteveUrkel
Posts: 261
Registered: ‎03-19-2013
0

Re: Got an itch to app!!!

Congratss!!!

*21 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $8,000 II TFCU - $2,500 II Amex BCE - $2,400 II Wells Fargo Cash Back College Card - $1,900 II Paypal Extras Mastercard - $3,000 II American Eagle VISA - $2000 II Best Buy Mastercard - $1,500 II Kay Jewelers - $5,600

New Contributor
rex_03
Posts: 131
Registered: ‎11-08-2007
0

Re: Got an itch to app!!!

Congrats on the approval albeit the bull you had to endure. Hope I don't have to call for customer service anytime soon..
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Got an itch to app!!!


Lambo23 wrote:
I've been itching to get a card with rewards and a CL that grows quickly. I use paypal and eBay a lot so why not the paypal extras MasterCard? Especially with so many people reporting their ridiculously high limits with this card! I also need to fill a gap for restaurants when my freedom and discover don't have them in a 5% category. So I apped.

APPROVED FOR 1k!! Not a bad starting limit for me. I know it'll grow!! Now back to the garden! For good this time!

Also, I filled out the online app through my paypal account and it told me to call in. I called and after 5 mins of automated crap I finally spoke with a few script readers which was super annoying and they also made me give my social about 3 times which was also annoying. They had to verify my identity which is weird because I've had my paypal account for at least 7 years and use it every month. They put me on hold several times and also had to send me a text for verification. I thought it was a little weird. The call took about 15 minutes. I have no clue what he was actually doing when i was on hold because he didnt tell me. He just told me he had to put me on hold "to verify my identity." He did this 3 times. I was real annoyed and by the end of the call when he told me I'm approved and I just said okay thanks with no enthusiasm at all! Lol I hope I don't need to deal with customer service again! I'm happy I got approved though!

CONGRATS!!!! :smileyhappy:




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
Lambo23
Posts: 255
Registered: ‎04-16-2012
0

Re: Got an itch to app!!!

Well called today to see if they would give me a higher limit. Lol just for kicks. Asked for 5k. Did not approve. Took 10 minutes of on hold to get the denial. Darn.

I'll be waiting around 6 months and calling again. I want a 5k limit card so bad so I will ask for that again. If they don't approve me for the 5k limit will the potentially counter offer?
Valued Contributor
FocusedAndDetermined
Posts: 6,288
Registered: ‎01-05-2013
0

Re: Got an itch to app!!!

Congrats on the approval!

Community Leader
Senior Contributor
myjourney
Posts: 26,105
Registered: ‎02-07-2013
0

Re: Got an itch to app!!!

Congrats 

A little more time and you will get that 5K card 

slow and steady

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Valued Contributor
SpecFile
Posts: 1,370
Registered: ‎08-07-2007
0

Re: Got an itch to app!!!

Congrats to you!

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