07-03-2010 11:45 AM
I really helped my utilization by getting credit from Kay - $4,000 limit. They pulled my Equifax (score 606). Because I have an old Capital One charge off that is killing my utilization, this will help a bit.
07-05-2010 04:06 PM
Congrats and good luck with your credit!
07-09-2010 07:00 PM
Hi, thinking about getting a kay CC. Can you give up a update on how much the Kay card helped you in points.
thanks.
07-21-2010 10:53 AM
Does anyone know how long it takes to report to the bureaus? I apped like 2 weeks ago and its still not reporting....
07-21-2010 12:02 PM
i just applied too to reduce my utilization which is hovering around 20%. Instant approval, $1800 credit line.
My equifax was 633 (FICO) 1 week ago.
The application was very easy. Yay me!
07-21-2010 02:42 PM
Congratulation!! I have had my kays card since nov 2008. I started with 7500 dollars haven't got a increase yet but don't need one never going charge that much.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO


