I really helped my utilization by getting credit from Kay - $4,000 limit. They pulled my Equifax (score 606). Because I have an old Capital One charge off that is killing my utilization, this will help a bit.
Congrats and good luck with your credit!
Hi, thinking about getting a kay CC. Can you give up a update on how much the Kay card helped you in points.
i just applied too to reduce my utilization which is hovering around 20%. Instant approval, $1800 credit line.
My equifax was 633 (FICO) 1 week ago.
The application was very easy. Yay me!
Congratulation!! I have had my kays card since nov 2008. I started with 7500 dollars haven't got a increase yet but don't need one never going charge that much.