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New Member
Posts: 4
Registered: ‎04-20-2007
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Got approved by Kay Jewelers

I really helped my utilization by getting credit from Kay - $4,000 limit.  They pulled my Equifax (score 606).  Because I have an old Capital One charge off that is killing my utilization, this will help a bit. 

Established Member
Posts: 29
Registered: ‎07-05-2010
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Re: Got approved by Kay Jewelers

Congrats and good luck with your credit!

~Current Wallet: NFCU Signature CashRewards Visa $5000/AAFES Military Star Card $3600/NFCU NavCheck $1500/Applied Bank $700/Amazon GE $700/Walmart GE $500/Credit One $500/Paypal Smart Connect $300/Orchard Bank: $300/WFNNB-Comenity Bank:Victoria's Secret $300/Express $250/New York&Company $250~
Regular Contributor
Posts: 118
Registered: ‎08-10-2009
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Re: Got approved by Kay Jewelers


Hi, thinking about getting a kay CC. Can you give up a update on how much the Kay card helped you in points.




Starting Score: TU 675 EX 643
Current Score: TU 702 EX 677
Goal Score: TU 730 EX 730

Take the FICO Fitness Challenge
Posts: 77
Registered: ‎07-07-2010
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Re: Got approved by Kay Jewelers

Does anyone know how long it takes to report to the bureaus? I apped like 2 weeks ago and its still not reporting....

Frequent Contributor
Posts: 427
Registered: ‎07-21-2010
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Re: Got approved by Kay Jewelers

i just applied too to reduce my utilization which is hovering around 20%.  Instant approval, $1800 credit line.


My equifax was 633 (FICO) 1 week ago.  


The application was very easy.  Yay me!

My favorite card right now: Fidelity Investment Rewards Visa Signature
Frequent Contributor
Posts: 316
Registered: ‎10-09-2007
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Re: Got approved by Kay Jeweler's

Congratulation!! I have had my kays card since nov 2008.  I started with 7500 dollars haven't got a increase yet but don't need one never going charge that much.

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