New Member
Posts: 4
Registered: ‎04-20-2007

Got approved by Kay Jewelers

I really helped my utilization by getting credit from Kay - $4,000 limit.  They pulled my Equifax (score 606).  Because I have an old Capital One charge off that is killing my utilization, this will help a bit. 

Established Member
Posts: 29
Registered: ‎07-05-2010

Re: Got approved by Kay Jewelers

Congrats and good luck with your credit!

~Current Wallet: NFCU Signature CashRewards Visa $5000/AAFES Military Star Card $3600/NFCU NavCheck $1500/Applied Bank $700/Amazon GE $700/Walmart GE $500/Credit One $500/Paypal Smart Connect $300/Orchard Bank: $300/WFNNB-Comenity Bank:Victoria's Secret $300/Express $250/New York&Company $250~
Regular Contributor
Posts: 116
Registered: ‎08-10-2009

Re: Got approved by Kay Jewelers


Hi, thinking about getting a kay CC. Can you give up a update on how much the Kay card helped you in points.




Starting Score: TU 675 EX 643
Current Score: TU 702 EX 677
Goal Score: TU 730 EX 730

Take the FICO Fitness Challenge
Posts: 76
Registered: ‎07-07-2010

Re: Got approved by Kay Jewelers

Does anyone know how long it takes to report to the bureaus? I apped like 2 weeks ago and its still not reporting....

Frequent Contributor
Posts: 421
Registered: ‎07-21-2010

Re: Got approved by Kay Jewelers

i just applied too to reduce my utilization which is hovering around 20%.  Instant approval, $1800 credit line.


My equifax was 633 (FICO) 1 week ago.  


The application was very easy.  Yay me!

My favorite card right now: Barclays Priceline Visa Signature
Frequent Contributor
Posts: 275
Registered: ‎10-09-2007

Re: Got approved by Kay Jeweler's

Congratulation!! I have had my kays card since nov 2008.  I started with 7500 dollars haven't got a increase yet but don't need one never going charge that much.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+