Re: Got approved for AMEX gold, have backdating qu... - Page 2 - myFICO® Forums

Madman94044 · ‎07-30-2012

I'll update this post after I talk with Alex about it.

Thanks

Staring Score:EQ 649 TU 647 EX 644
Current Score: EQ 786 TU 699 EX 746
Goal Score: 800
Wallet: SF Fire CU $5000 CL Chase Freedom 4000 CL, Chase MP $5000, WellsFargo $6000 CL, Amex Gold NPSL, Cap1 CashRewards $2500 CL, Amex BCP $12000 Discover More $1200 CSP 18000

pizzadude · ‎07-30-2012

@Madman94044 wrote:
I got approved for an AMEX gold card today after looking at the pre-qual page on the website. I'm stoked to get get this card, happy that my credit profile is moving in the right direction.

Here's my question, I've had a Corp Amex card for the past 9 years, it's still active but has never shown on any of my CRs, will AMEX backdate my new Gold Card to reflect I've been a member since 2003 and report that info to all 3 CRAs?

Thanks.

I was approved for an AMEX Zync card in November of 2011, which was my first personal AMEX card. I have also had an AMEX corporate card since '95, and I called in some time after I received my Zync to ask them to set my Member Since date to match my corporate card member since date. They were able to do this with no issues.

Hopefully it will work out for you, but as always YMMV.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

Madman94044 · ‎07-30-2012

I've checked some other threads and it looks like others have had success too.

Staring Score:EQ 649 TU 647 EX 644
Current Score: EQ 786 TU 699 EX 746
Goal Score: 800
Wallet: SF Fire CU $5000 CL Chase Freedom 4000 CL, Chase MP $5000, WellsFargo $6000 CL, Amex Gold NPSL, Cap1 CashRewards $2500 CL, Amex BCP $12000 Discover More $1200 CSP 18000

Madman94044 · ‎08-05-2012

Haven't received my card yet but logged in to Amex website today and saw they linked this account to my corp card.

Shows member since 2003

Staring Score:EQ 649 TU 647 EX 644
Current Score: EQ 786 TU 699 EX 746
Goal Score: 800
Wallet: SF Fire CU $5000 CL Chase Freedom 4000 CL, Chase MP $5000, WellsFargo $6000 CL, Amex Gold NPSL, Cap1 CashRewards $2500 CL, Amex BCP $12000 Discover More $1200 CSP 18000

webhopper · ‎08-05-2012

@Madman94044 wrote:
Haven't received my card yet but logged in to Amex website today and saw they linked this account to my corp card.

Shows member since 2003

Whoo hoo! Very nice backdating story. Good work! Time to add more personal amexes?!

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!

Crashem · ‎08-05-2012

I think there is misconceptions in this tHread. Your member year should be when you first held aN Amex either as acm/au or primary. This may not happen on its own but that is policy as of 11/2011. Corporate card holders may have issues. I think depends on what kind of corporate card. For huge institutions, I think it is lesslikely to pick up date. For small corporate card holders, seems to work better. Also, on charge off accounts, it seems not to pick it up. In all cases, you can attempt to get it fixed. I have heard of people with charged off accounts get backdated to their charged off member date, but then get fr and blacklisted.