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Got approved for chase sapphire preferred but with some hiccups

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foxerar
New Member

Got approved for chase sapphire preferred but with some hiccups

so i apped over online

instant approval for 22k with15.99% everything sounds great

but i want it to expedited so i can start using the card for new furniture, so i called in and asked to expedited and delivered to my work.

since it isnt the same address they were asking few security question. after that they said the card is in review??wt.. they will contact me within 24hrs

what the heck just happened here?

what are they reviewing about?? i thought i was approved.

anyone know whats going on?

Message 1 of 10
9 REPLIES 9
coldnmn
Mega Contributor

Re: Got approved for chase sapphire preferred but with some hiccups

Checking to make sure it's not identity theft. A different address if I was a thief is where I would want the card to go.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 10
foxerar
New Member

Re: Got approved for chase sapphire preferred but with some hiccups

so i shouldnt really worry about it much?

Message 3 of 10
coldnmn
Mega Contributor

Re: Got approved for chase sapphire preferred but with some hiccups

I wouldn't worry. Just protecting you as well as them. Lots of identity theft going on, I really can't blame them.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 10
Themanwhocan
Senior Contributor

Re: Got approved for chase sapphire preferred but with some hiccups


@foxerar wrote:

so i shouldnt really worry about it much?


Well, your expedite is pretty much shot. And you have the paranoid security types looking at your new account.

 

Other than that, what can go wrong?





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 5 of 10
SunriseEarth
Moderator Emeritus

Re: Got approved for chase sapphire preferred but with some hiccups


@Themanwhocan wrote:

@foxerar wrote:

so i shouldnt really worry about it much?


Well, your expedite is pretty much shot. And you have the paranoid security types looking at your new account.

 

Other than that, what can go wrong?


+1.   OP definitely should have requested it expedited to the home, especially if nothing in their credit history indicates that work address.



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 6 of 10
foxerar
New Member

Re: Got approved for chase sapphire preferred but with some hiccups

when she told me it was going to be sent by UPS and needs to be signed off, i thought it would be better to be sent to my work since i wont be home.

stupid mistake =( 

can they just verify the company name from my credit report and just googled the address and it should match

still no call from Chase.

Message 7 of 10
abundancejones
Regular Contributor

Re: Got approved for chase sapphire preferred but with some hiccups

Yeah, should have just had it expedited to your home. You could have picked it up if you were not going to be home to sign for it. 

 

I did something similar and an underwriter had me drop the phone and call me at my home phone number to see if I would pick up. After that, they shipped the card to the other address I requested. 

Message 8 of 10
CarnegieS
Regular Contributor

Re: Got approved for chase sapphire preferred but with some hiccups


@abundancejones wrote:

Yeah, should have just had it expedited to your home. You could have picked it up if you were not going to be home to sign for it. 

 

I did something similar and an underwriter had me drop the phone and call me at my home phone number to see if I would pick up. After that, they shipped the card to the other address I requested. 


For chase the don't even make you sign for the packaget. Mother did it last week and UPS just left it at the door. 


Amex Delta Gold: $5400| BofA Better Balance: $1500 | Sallie Mae: $1300 | Discover It: $500
719 TU, 685 EQ, 728 Ex.
Entered the garden : 5/8/14
Message 9 of 10
kr3st00
Regular Contributor

Re: Got approved for chase sapphire preferred but with some hiccups

Welcome to the CSP club! Wish I would've been approved for that as my limit! In due time!
Message 10 of 10
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