cancel
Showing results for 
Search instead for 
Did you mean: 

Got approved for the JCP card...

tag
tinuviel
Moderator Emeritus

Got approved for the JCP card...

I went ahead and apped for the JCP card and was approved. Low limit, only $200. I'm not surprised, as I know that they often begin with low limits.  But, I understand that this card grows nicely, so I'm happy about that.Smiley Happy

 

I also apped right after for the Dillard's card and got the dreaded 7-10 day message. Would apping for two cards from GEMB within the space of a few minutes trigger this? Well, I guess I'll see what comes in the mail.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 1 of 5
4 REPLIES 4
creditguy-378
Regular Contributor

Re: Got approved for the JCP card...

i thought that dillards was dsnb like macys not gemb

always use credit wisely and you won't ever feel like you're working just for the task master
Message 2 of 5
vish1
Valued Contributor

Re: Got approved for the JCP card...

 


@tinuviel wrote:

I went ahead and apped for the JCP card and was approved. Low limit, only $200. I'm not surprised, as I know that they often begin with low limits.  But, I understand that this card grows nicely, so I'm happy about that.Smiley Happy

 

I also apped right after for the Dillard's card and got the dreaded 7-10 day message. Would apping for two cards from GEMB within the space of a few minutes trigger this? Well, I guess I'll see what comes in the mail.


Yes, GEMB/JCP grows pretty fast. I started with 300 and was upto 1500 in about 4 months and then to 1800 another 3-4 months later. Its sitting at that CL as of now (I may try for a CLI later in april/may)

 

Citi Hilton Reserve 22.3K | Citi Thank You 8.2K | CSP 15.5K | Chase Freedom 10K | Chase BA 15K | Chase United 8.5K | Chase Marriott 5K | Discover IT 9K | Club Carlson 13K | Amex SPG 20K | BofA Cash Rewards 11K | BofA Cash Rewards 50K
Message 3 of 5
tinuviel
Moderator Emeritus

Re: Got approved for the JCP card...

 


@creditguy-378 wrote:

i thought that dillards was dsnb like macys not gemb


No, it's GEMB.

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 4 of 5
tinuviel
Moderator Emeritus

Re: Got approved for the JCP card...

The JCP account just posted to the CRAs yesterday... Wow! That was fast!!!

 

I just got a score alert from myFICO and checked my score, and I'm pleasantly surprised  that it has not changed my EQ score one bit. Don't know about TU, as I only pay to check that on the 1st of the month. Now, if my scores change only minimally -- if at all -- when the Dillard's hits, I'll be thrilled!!!


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 5 of 5
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.