Got greedy and finally got denied...

navajomyst2003 · ‎06-13-2014

I know the feeling. I have been on a spree (and rewards points accumulation) on and off since last October and went from 2 cards with a total CL of $5500 to 12 cards with over $140,000. After snagging another NFCU Visa yesterday, I finally hit the denial wall with PenFed.. Time to lay low for a long time. Congrats on your credit building and getting some great cards.

In my wallet: Cap1 Venture ($58k), Amex PRG (NPSL), Amex HH ($4K), Barclays Ring MC ($10K), Chase Sapphire Preferred ($22K), Chase SWA Visa Preferred ($7.5K), Chase United Mileage Explorer VS ($20k), Chase Marriott Rewards VS ($12K), BOA BBR MC ($41K), BOA Visa Sig Cash Rewards ($30K), Chase Ritz VS (9K), NFCU Flagship Visa ($55K), Discover It ($6K), Citi AA ($20K). Everything else in SD.

FICO goal: 800+ (as of 3-6-15: EQ FICO 774,,TU FICO 808, EX FICO 775)

Knk8188 · ‎06-14-2014

I know the feeling. I have been on a spree (and rewards points accumulation) on and off since last October and went from 2 cards with a total CL of $5500 to 12 cards with over $140,000. After snagging another NFCU Visa yesterday, I finally hit the denial wall with PenFed.. Time to lay low for a long time. Congrats on your credit building and getting some great cards.

Uh oh! I think that is a sign for me to finally stop with my app spree. I was just approved another NFCU CC yesterday and I am satisfied with it, but for some reason I was still comtemplating about PenFed. I will pass on that! I heard enough! I'm done! Off to the garden I go!!

Thanks for sharing!!

Just finishing up my first app spree! Gardening until JULY 2016! Next Goal: 750
Mouse Over cards to view limits!

navajomyst2003 · ‎06-14-2014

Spoke to soon. Amex PRG is in the mail.

In my wallet: Cap1 Venture ($58k), Amex PRG (NPSL), Amex HH ($4K), Barclays Ring MC ($10K), Chase Sapphire Preferred ($22K), Chase SWA Visa Preferred ($7.5K), Chase United Mileage Explorer VS ($20k), Chase Marriott Rewards VS ($12K), BOA BBR MC ($41K), BOA Visa Sig Cash Rewards ($30K), Chase Ritz VS (9K), NFCU Flagship Visa ($55K), Discover It ($6K), Citi AA ($20K). Everything else in SD.

FICO goal: 800+ (as of 3-6-15: EQ FICO 774,,TU FICO 808, EX FICO 775)

mongstradamus · ‎06-14-2014

@navajomyst2003 wrote:
Spoke to soon. Amex PRG is in the mail.

Did you get 50k sign up bonus ? I was hoping to get that 😢

EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16

navajomyst2003 · ‎06-14-2014

I don't think so. I am replacing my Green.

In my wallet: Cap1 Venture ($58k), Amex PRG (NPSL), Amex HH ($4K), Barclays Ring MC ($10K), Chase Sapphire Preferred ($22K), Chase SWA Visa Preferred ($7.5K), Chase United Mileage Explorer VS ($20k), Chase Marriott Rewards VS ($12K), BOA BBR MC ($41K), BOA Visa Sig Cash Rewards ($30K), Chase Ritz VS (9K), NFCU Flagship Visa ($55K), Discover It ($6K), Citi AA ($20K). Everything else in SD.

FICO goal: 800+ (as of 3-6-15: EQ FICO 774,,TU FICO 808, EX FICO 775)

longtimelurker · ‎06-14-2014

@spritezero1017 wrote:

4. Citi Thankyou Premier - 6.2K (50K points transferable to other programs)

Just wondering, what is Premier transferrable to? Hilton, or is it more now?

Re: Got greedy and finally got denied...

Re: Got greedy and finally got denied...

Re: Got greedy and finally got denied...

Re: Got greedy and finally got denied...

Re: Got greedy and finally got denied...

Re: Got greedy and finally got denied...