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Got in mail a Discover pre-approved card offer

Regular Contributor

Got in mail a Discover pre-approved card offer

Is Discover Card that great of card to own. Is opening 12.99% as low of APR they offer?
Message 1 of 8
7 REPLIES
Valued Contributor

Re: Got in mail a Discover pre-approved card offer

What are you waiting for apply lol

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
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Message 2 of 8
Valued Contributor

Re: Got in mail a Discover pre-approved card offer

Yes, Discover rocks!

Starting Score: EQ: 665 - TU: 687
Current Score: EQ: 749 - TU: ---
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Message 3 of 8
Established Contributor

Re: Got in mail a Discover pre-approved card offer

Congrats, I have also heard Discover kicks some ass, let us know what CL you get.


Starting Score: TU- 682, EQ- 698, EX- 713
Current Score: TU- 723, EQ- 747, EX- 737
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Message 4 of 8
Regular Contributor

Re: Got in mail a Discover pre-approved card offer

Does Discover do a soft or hard pull?
 
Message 5 of 8
Valued Contributor

Re: Got in mail a Discover pre-approved card offer

Hard.  Just about any application for new credit will come with a hard pull.  With the only exception I personally know of being Crown Jewlers.

Starting Score: EQ: 665 - TU: 687
Current Score: EQ: 749 - TU: ---
Goal Score: EQ: 760 - TU: 760


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Message 6 of 8
Established Contributor

Re: Got in mail a Discover pre-approved card offer



thrasher865 wrote:
Hard.  Just about any application for new credit will come with a hard pull.  With the only exception I personally know of being Crown Jewlers.



Speigels and newport-news do soft pulls if you go through their preapproval pages. If you are preapproved they do not pull  a hard inquiry. It's pretty sweet, unfortunately their stuff isn't as sweet.


Starting Score: TU- 682, EQ- 698, EX- 713
Current Score: TU- 723, EQ- 747, EX- 737
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Message 7 of 8
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New Contributor

Re: Got in mail a Discover pre-approved card offer

You should apply. Discover is a great card to have.
Message 8 of 8