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Regular Contributor
Posts: 163
Registered: ‎06-18-2007
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Got in mail a Discover pre-approved card offer

Is Discover Card that great of card to own. Is opening 12.99% as low of APR they offer?
Valued Contributor
Posts: 1,998
Registered: ‎03-31-2008
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Re: Got in mail a Discover pre-approved card offer

What are you waiting for apply lol

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Valued Contributor
Posts: 1,157
Registered: ‎05-21-2008
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Re: Got in mail a Discover pre-approved card offer

Yes, Discover rocks!

Starting Score: EQ: 665 - TU: 687
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Established Contributor
Posts: 583
Registered: ‎06-22-2008
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Re: Got in mail a Discover pre-approved card offer

Congrats, I have also heard Discover kicks some ass, let us know what CL you get.


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Regular Contributor
Posts: 163
Registered: ‎06-18-2007
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Re: Got in mail a Discover pre-approved card offer

Does Discover do a soft or hard pull?
 
Valued Contributor
Posts: 1,157
Registered: ‎05-21-2008
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Re: Got in mail a Discover pre-approved card offer

Hard.  Just about any application for new credit will come with a hard pull.  With the only exception I personally know of being Crown Jewlers.

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Established Contributor
Posts: 583
Registered: ‎06-22-2008
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Re: Got in mail a Discover pre-approved card offer



thrasher865 wrote:
Hard.  Just about any application for new credit will come with a hard pull.  With the only exception I personally know of being Crown Jewlers.



Speigels and newport-news do soft pulls if you go through their preapproval pages. If you are preapproved they do not pull  a hard inquiry. It's pretty sweet, unfortunately their stuff isn't as sweet.


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New Contributor
Posts: 76
Registered: ‎04-05-2008
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Re: Got in mail a Discover pre-approved card offer

You should apply. Discover is a great card to have.
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