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Got it!! US Bank Cash+

Established Contributor

Got it!! US Bank Cash+

Well I took a chance this weekend and apped for the Cash+. After not hearing anything all week I called underwriting and they said I was approved for the cash+ visa Sig for $10,000, my highest line yet. My next highest line is 7.5k on my GE Amazon.

I could not have done it without all your help. Thank you.

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Message 1 of 17
16 REPLIES
Frequent Contributor

Re: Got it!! US Bank Cash+

Congrats! What are your FICO's?  Any baddies?  What's your approx. income?  This is on my hitlist for September 2013, assuming it's still around.

My Wallet:
AMEX Platinum | Discover It $20.3k | Chase Sapphire Reserved $16k | Chase United $12k | AMEX SimplyCash Plus Business $11.6k | AMEX Schwab $9k | AMEX BCEP $8.2k | Citi Costco Anywhere Visa $8k | Chase Amazon Visa $8k | Chase Sapphire Preferred $7k | Chase Freedom $5k | Citi Simplicity $5k | Paypal Extras Platinum $5k | Wells Fargo $5k | Citi Best Buy $4.2k | Citi Visa Signature $3k | Care Credit $3k
Message 2 of 17
Valued Contributor

Re: Got it!! US Bank Cash+

Congrats! We really like our card and the rewards add up quickly!

 

You will enjoy using this card for sure.  Smiley Happy

Ray

** Every Card has a Job, and Every Card does its Job **
Message 3 of 17
Super Contributor

Re: Got it!! US Bank Cash+

Congrats, what a nice CL Smiley Happy




Message 4 of 17
Super Contributor

Re: Got it!! US Bank Cash+

Congrats!!! It's a good card to have. I use it almosy everyday.

 

 

Ron.

Message 5 of 17
Established Contributor

Re: Got it!! US Bank Cash+

Fico's are between 735 EX Amex pull and TU 764 Walmart. I don't know my Eq and that is what US Bank pulled so it must be pretty good. No baddies, AAoA is 1.8 oldest account just under 3 years. My income I put down was 45k. I already have a gold checking account with them so maybe they can see my direct deposit.

Wahoo! I'm excited. Thanks for the congrats.
Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Message 6 of 17
Established Contributor

Re: Got it!! US Bank Cash+


flowfaster wrote:
Fico's are between 735 EX Amex pull and TU 764 Walmart. I don't know my Eq and that is what US Bank pulled so it must be pretty good. No baddies, AAoA is 1.8 oldest account just under 3 years. My income I put down was 45k. I already have a gold checking account with them so maybe they can see my direct deposit.

Wahoo! I'm excited. Thanks for the congrats.

 

Hooray!!  Big congrats to you!  Sounds like you have the gold checking package?  I believe you get an extra 25% on the 1% cash back portion.

FICOs: TU08 850 EQ08 850 EX08 849

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; BofA Visa $10.1K; BofA TR Visa $18K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $50K; Sallie Mae WMC $17.5K; Sears MC $10.1K; US Bank Cash+ Visa Sig $26K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Message 7 of 17
Established Contributor

Re: Got it!! US Bank Cash+


CribDuchess wrote:

flowfaster wrote:
Fico's are between 735 EX Amex pull and TU 764 Walmart. I don't know my Eq and that is what US Bank pulled so it must be pretty good. No baddies, AAoA is 1.8 oldest account just under 3 years. My income I put down was 45k. I already have a gold checking account with them so maybe they can see my direct deposit.

Wahoo! I'm excited. Thanks for the congrats.

 

Hooray!!  Big congrats to you!  Sounds like you have the gold checking package?  I believe you get an extra 25% on the 1% cash back portion.


Thanks and yes I do have the Gold Checking package.  I upgraded in anticipation of this exact card.  I am really gonna milk the bill pay 5%.  Well I was going to wait until December to apply but I gave in to my impulse and I am glad it worked out.  First 5 digit line, first visa sig and low APR makes this a win.  I just can't believe I got in with such a short history.

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Message 8 of 17
Established Contributor

Re: Got it!! US Bank Cash+

As soon as you see something in online banking for this card, you should be able to pick your two 5% categories and your 2% category.  Don't wait till you get the card - as it takes a few business days for the rewards categories to become active.  I chose my categories almost a week before I received my card, so I was immediately earning rewards from the very first swipe. Smiley Happy

 

I'm with ya - the bill pay category is awesome.  I'm going to earn almost $50 per month just on the bill pay category after I add car insurance for my son next month (he's turning 16).

 

 

FICOs: TU08 850 EQ08 850 EX08 849

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; BofA Visa $10.1K; BofA TR Visa $18K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $50K; Sallie Mae WMC $17.5K; Sears MC $10.1K; US Bank Cash+ Visa Sig $26K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Message 9 of 17
Established Contributor

Re: Got it!! US Bank Cash+

Thanks for the heads up!! I am doing it right now but what should I pick for my second category lol.

So if I choose now then its good through the end of September and then I pick again for the next quarter?
Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Message 10 of 17