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Established Contributor
flowfaster
Posts: 785
Registered: ‎08-30-2011

Got it!! US Bank Cash+

[ Edited ]

Well I took a chance this weekend and apped for the Cash+. After not hearing anything all week I called underwriting and they said I was approved for the cash+ visa Sig for $10,000, my highest line yet. My next highest line is 7.5k on my GE Amazon.

I could not have done it without all your help. Thank you.

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Frequent Contributor
Razeus
Posts: 387
Registered: ‎04-02-2012

Re: Got it!! US Bank Cash+

[ Edited ]

Congrats! What are your FICO's?  Any baddies?  What's your approx. income?  This is on my hitlist for September 2013, assuming it's still around.

My Wallet:
Discover It $11,000 | Chase Freedom $5,000 | AMEX BCE $3,000 | Paypal Extras Platinum $5,000 | Wells Fargo $1,000 | AMEX Zync NPSL
Valued Contributor
RockinRay
Posts: 1,931
Registered: ‎08-13-2007

Re: Got it!! US Bank Cash+

Congrats! We really like our card and the rewards add up quickly!

 

You will enjoy using this card for sure.  :smileyhappy:

Ray

** Every Card has a Job, and Every Card does its Job **

Super Contributor
CS800
Posts: 6,542
Registered: ‎04-07-2008

Re: Got it!! US Bank Cash+

Congrats, what a nice CL :smileyhappy:






Senior Contributor
Ron1
Posts: 4,482
Registered: ‎05-23-2009

Re: Got it!! US Bank Cash+

Congrats!!! It's a good card to have. I use it almosy everyday.

 

 

Ron.

Established Contributor
flowfaster
Posts: 785
Registered: ‎08-30-2011

Re: Got it!! US Bank Cash+

Fico's are between 735 EX Amex pull and TU 764 Walmart. I don't know my Eq and that is what US Bank pulled so it must be pretty good. No baddies, AAoA is 1.8 oldest account just under 3 years. My income I put down was 45k. I already have a gold checking account with them so maybe they can see my direct deposit.

Wahoo! I'm excited. Thanks for the congrats.
Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Established Contributor
CribDuchess
Posts: 569
Registered: ‎09-12-2011

Re: Got it!! US Bank Cash+


flowfaster wrote:
Fico's are between 735 EX Amex pull and TU 764 Walmart. I don't know my Eq and that is what US Bank pulled so it must be pretty good. No baddies, AAoA is 1.8 oldest account just under 3 years. My income I put down was 45k. I already have a gold checking account with them so maybe they can see my direct deposit.

Wahoo! I'm excited. Thanks for the congrats.

 

Hooray!!  Big congrats to you!  Sounds like you have the gold checking package?  I believe you get an extra 25% on the 1% cash back portion.

FICOs: TU08 808 1/3/14 per Wally; TU98 780 1/1/14; EQ 764 1/1/14; EX 808 1/1/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $5K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom MC $7.5K; Citi Simplicity Visa $13.4K; Discover IT $20K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $20K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Established Contributor
flowfaster
Posts: 785
Registered: ‎08-30-2011

Re: Got it!! US Bank Cash+


CribDuchess wrote:

flowfaster wrote:
Fico's are between 735 EX Amex pull and TU 764 Walmart. I don't know my Eq and that is what US Bank pulled so it must be pretty good. No baddies, AAoA is 1.8 oldest account just under 3 years. My income I put down was 45k. I already have a gold checking account with them so maybe they can see my direct deposit.

Wahoo! I'm excited. Thanks for the congrats.

 

Hooray!!  Big congrats to you!  Sounds like you have the gold checking package?  I believe you get an extra 25% on the 1% cash back portion.


Thanks and yes I do have the Gold Checking package.  I upgraded in anticipation of this exact card.  I am really gonna milk the bill pay 5%.  Well I was going to wait until December to apply but I gave in to my impulse and I am glad it worked out.  First 5 digit line, first visa sig and low APR makes this a win.  I just can't believe I got in with such a short history.

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Established Contributor
CribDuchess
Posts: 569
Registered: ‎09-12-2011

Re: Got it!! US Bank Cash+

As soon as you see something in online banking for this card, you should be able to pick your two 5% categories and your 2% category.  Don't wait till you get the card - as it takes a few business days for the rewards categories to become active.  I chose my categories almost a week before I received my card, so I was immediately earning rewards from the very first swipe. :smileyhappy:

 

I'm with ya - the bill pay category is awesome.  I'm going to earn almost $50 per month just on the bill pay category after I add car insurance for my son next month (he's turning 16).

 

 

FICOs: TU08 808 1/3/14 per Wally; TU98 780 1/1/14; EQ 764 1/1/14; EX 808 1/1/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $5K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom MC $7.5K; Citi Simplicity Visa $13.4K; Discover IT $20K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $20K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Established Contributor
flowfaster
Posts: 785
Registered: ‎08-30-2011

Re: Got it!! US Bank Cash+

Thanks for the heads up!! I am doing it right now but what should I pick for my second category lol.

So if I choose now then its good through the end of September and then I pick again for the next quarter?
Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson

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