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Finally got my AMEX BCP. Credit lmit is at $2k (was hoping for $5k ) and APR is at 19.99. (Doesnt reallly matter as i pay in full) I will be doing a CLI after 61 days from today. Is there any specific way i should use the card? Max it out and pay in full? use $1k out of the $2k and pay in full? I really want the CLI to be approved for 6k in 61 days. Any help is appreciated! My FICO score was 788 when AMEX pulled it from Experian if anyone wants to know.
I wouldn't use more than 30% total of the balance at a time. Pay it off in full.
PIF regardless, and you'll be golden at 61+ days
Should he keep a balance on the account at the 61 day mark? Or should it be PIF before the request?
Congrats on the approval!